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Tooth Fairy Finance - They Wont Just Take Your Teeth, The'll Have Your Wallet Too!
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Hi again,
Well, I paid my son's debt, the original loan plus a month's interest based on their calculations three weeks ago, yet they are still hounding him, daily, with phone calls mainly and voicemails. The first call he received after the original loan was cleared he told them he had paid it, would not be paying any more (the loan now apparently stands at £2380!!!) and if they wanted the rest they would have to take him to Court. He also asked it to be placed on his file that he wished for any further communications to be either in writing or email. They told him this wasn't possible, they could only communicate on the telephone, so he said that was up to them, but he would simply refuse to say anything when they called. They told him he was being unreasonable!!!!! Since then, he's had voicemails daily telling him to urgently ring them to pay the full amount or they will send the Bailiffs round. Then, when they've called and he's answered, they've said the same thing about sending the Bailiffs round, so he's asked them if they have a court order to do that, and then, funnily enough, they hang up. He's requested several more times for communication to be in writing, but they are still refusing that as an option. He told them one time he's complained to the OFT, and they said 'what the hell did you do that for?'. Erm, you really have to ask that question??? Anyway, he spoke to them again on Friday and asked to speak to the supervisor, who despite being relatively calm (the original call handler was not calm and was very angry and abusive) insisted that they do not have to communicate in writing, will NOT communicate in writing and if the whole debt is not paid within 24 hours the Bailiffs will be on the doorstep. My son said 'bring it on then mate, I'll be happy to slam the door in their faces because without a Court order they have NO RIGHT to even knock on my door!'. The supervisor said they will be 'fast tracking' him to Court. I've told my son not to worry, that as far as I can see they have yet to take anyone to Court, and even if they did, they would have to explain to the Judge their underhandedness, exhorbitant fees and direct refusal to communicate in writing!
There people are parasites!
Hi everyone, I posted this some time ago, but the saga continues. As you can see from the above, I paid my son's original loan, plus a month's interest. Since then, Marshall Hoares Bailiffs have continued to harass him, and he got home from work one day recently to find a handwritten scrap of paper on his doorstep saying they had visited!! He got scared and called me and I told him not to worry, that they're not legal Bailiffs and they can only call in person if they have a Court Order to do so. In their handwritten 'letter' (it was more of a note) they said they would call again, and again, until he gave them the money he 'owes'. Anyway, they haven't visited again, but have continued with texts and calls, all of which he ignores.
However, over the past few weeks they have started calling ME!!! They just called about half an hour ago (on a Sunday afternoon). Each time they call, they won't say exactly who they are (they, when asked, say they are 'MHB' and when asked for clarification as to what that is refuse to say), and they ask if my son is here. Each time I tell them he moved out of home four years ago and they give me a phone number to give to him to call them 'urgently'. Of course I tell him they've called, but he doesn't respond. They are still calling him.
Is there anything I can do about these calls? I don't know why they're contacting me or even where they got my details from!!!0 -
Is there anything I can do about these calls? I don't know why they're contacting me or even where they got my details from!!!
Bt will change your landline number for free if you are been harassed, alternately they have a service called "choose to refuse" which costs £6 a month but you can barr up to a dozen numbers from contacting you, with mobile numbers you could change your simcard, you do have options here which will rid you of these fools.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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