MSE News: Welfare reforms 'to hit disabled'

Heycock

Bank executives, MP's, police, nurses, teachers, public sector generally, senior executives in companies. Do I need to list any more?
People who've been well paid all their lives being cossetted in retirement by people who worked just as hard but were paid a pittance and are still only getting a pittance.
People who not only have the best pensions now they're retired, but when working had the most generous holiday entitlements, employer's pension contributions, 6 months full sick pay and 6 month's half pay, plus possibly private health insurance etc etc.
All paid for from the taxes of millions who while taxed were never in a position to enjoy these benefits themselves including of course low paid self employed some of whom worked up to 80 hours a week with rare holidays and no sick pay (Strangely little sickness....ever met a self employed person with flu? Me neither).

plum2002

Someone's swallowed the tory propaganda pill. 20 years ago (and back) joining the civil service was easy 2 O levels and in at base level, 5 O levels in at the next level, couple of A levels up another grade and so on. ANYONE could join, why didn't the moaners, because the salaries were awful! Yes final salary pension, but the pay was dreadful and now, for those that joined 20 yrs ago there will be no final salary pension, they've paid in but won't get anything when they retire. Generally when you sign a contract it's binding - except when the employer is the British Government. My Dad was so called senior civil service, he retired 13 years ago and his pension was £14,000 a year, huge amount of money, for serving your country for over 40 years, not! The gold plated final salary pension is based on what are not huge salaries, except for a very few at the top of the tree, so please get your facts straight.

atrixblue.-MFR-.

topaziem wrote: »

errr yes, what about them? They haven't got a pot with their name on it - what they paid in over that period was spent over that same period on other people' benefit claims. There is nothing left in the pot for them - they have to rely on the people today paying their taxes so that they can get their pensions.

utter rubbish, search it yourself its available on CAB's website about National insurance.

it wasnt solely paid into other peoples benefits claims if it was we'd have a collapsed welfair system under the current scheme. where you get this rubbish from i dont know. a percentage goes into welfare a percentage is paid into the goverment and a percentage is paid into the national health service.

ani_26

topaziem wrote: »

errr yes, what about them? They haven't got a pot with their name on it - what they paid in over that period was spent over that same period on other people' benefit claims. There is nothing left in the pot for them - they have to rely on the people today paying their taxes so that they can get their pensions.

Here's a little experiment for you.


Stop paying your NI contributions, and wait and see what happens to your state pension entitlement?


Of course, if you are employed, you won't be able to stop paying NI.


Even better. Get your state pension forecast here :-


https://www.gov.uk/state-pension-statement


http://www.hmrc.gov.uk/ni/intro/check-record.htm


Many married women and widows who chose to pay NI at a reduced rate, i'm sure will regret their decision, some time in the future.



Ah. At least there is some good news on the horizon.


Looks like i've worked long and hard enough to qualify for full state pension. Such as it is, or may be. Yes. Worked.

LunaLady

ani_26 wrote: »

Here's a little experiment for you.


Stop paying your NI contributions, and wait and see what happens to your state pension entitlement?


Of course, if you are employed, you won't be able to stop paying NI.


Even better. Get your state pension forecast here :-


https://www.gov.uk/state-pension-statement



Many married women who chose to pay NI at a reduced rate, i'm sure will regret their decision, some time in the future.

This is why, even when I was married and not working I had my own private pension.

ani_26

LunaLady wrote: »

This is why, even when I was married and not working I had my own private pension.

In that case, you were very fortunate to be able to contribute into a pp, when you were not working, ( i assume from your husbands income.)

LunaLady

ani_26 wrote: »

In that case, you were very fortunate to be able to contribute into a pp, when you were not working, ( i assume from your husbands income.)

For me planning for retirement is a must. I am lucky that my ex-H thought the same.

Also, as were were in a marriage, the income may have been earned by him, but it was our money

LunaLady

And in the 2 years I wasnt working I claimed CA, so I did have some of my own income.

ani_26

ani_26 wrote: »

Stop paying your NI contributions, and wait and see what happens to your state pension entitlement?
.

As previously explained.

topaziem wrote: »

Todays taxpayers and NI payers pays for todays pensioners.

Simply, untrue.

ani_26

topaziem wrote: »

If the pensioner refuses to comply with any requirement, such as those already attached to ESA or JSA, then the 'premium' is sanctioned.



That will solve the problem once and for all.

I have a solution if a pensioner refuses to comply with any requirement.



Off with their heads, i say.




Off with their heads.



This will solve the problem, once and for all.