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Capital One

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  • SUGARSPICE
    SUGARSPICE Posts: 218 Forumite
    Lee69

    Would you please be able to let me know what you have to put on the MCOL form when it says Reference Details.Nobody seems to be getting back to me so Im hoping that you can help.

    Thanks In Advance
  • aprile_2
    aprile_2 Posts: 15 Forumite
    just recived a letter from capital one saying that a cheque will be in the post in the next 14 days. They asking me to tell the court that they have payed me , they also send a letter to the court telling that they have payed me. Shall I trust them? or is better that I wait for the cheque to be in my hands?does anybody know how long I have to notify the court . Are they suppose to refund the court cost ?(50.00) thank you
  • LEE69_2
    LEE69_2 Posts: 196 Forumite
    we left that section blank as the details are the same as the address.
    Service Address for sending documents and payments* (required if different from above)
  • LEE69_2
    LEE69_2 Posts: 196 Forumite
    aprile wrote: »
    just recived a letter from capital one saying that a cheque will be in the post in the next 14 days. They asking me to tell the court that they have payed me , they also send a letter to the court telling that they have payed me. Shall I trust them? or is better that I wait for the cheque to be in my hands?does anybody know how long I have to notify the court . Are they suppose to refund the court cost ?(50.00) thank you

    Wait for the cheque,and to clear.
    Yes they refund the court cost.
  • Wiggynut
    Wiggynut Posts: 1,039 Forumite
    500 Posts
    LEE69 wrote: »
    Just checked the balance of the card,on the phone,and its in credit.
    No letters or nothing on MCOL yet,but everything refunded.

    Don't despair all,they pay up,go for it!!!!!!


    congratulations :T :T
    this is good to hear... Did you not send any letters at all?
    I've just sent the lba to capital after they offered £65 on a closed account... apparently they have refunded this but to a closed account so not much good for me!!! but did mention in the letter that I would need a cheque and that I accept only as a partial offer!
    well done :j
    Light bulb moment April 07: [strike]£3,655 [/strike] Oct 07: [strike]£2,220[/strike] now 0 - 3 years of Uni debt to be added at a later date :o:D
    now at Uni as a Mature student -update: now has a First Class BA!
  • LEE69_2
    LEE69_2 Posts: 196 Forumite
    Wiggynut wrote: »
    congratulations :T :T
    this is good to hear... Did you not send any letters at all?
    I've just sent the lba to capital after they offered £65 on a closed account... apparently they have refunded this but to a closed account so not much good for me!!! but did mention in the letter that I would need a cheque and that I accept only as a partial offer!
    well done :j
    Yes,we did the usual two letters,got a part refund credited to the card (as we owed on it) then started MCOL.
  • SUGARSPICE
    SUGARSPICE Posts: 218 Forumite
    Lee69

    Thank you for getting back to me.

    Would you be able to let me know that even though I have typed in the Particulars Of Claim from what Martin has on his example do I still have to put the part that pops up in the window on the MCOL form about:

    The Claimant claims interest under section 69 of the County Courts Act 1984 etc etc..?

    Any Advice.
  • LEE69_2
    LEE69_2 Posts: 196 Forumite
    No,because its already in the worded template,at the beginning of this thread.
    And if you do try to add it,you will be over the character limit.
  • Bank: Capital one
    Amount claimed: £287.69
    Amount recieved: £287.69:j


    No response from any of MSE letters.

    Filed with MCOL beginning of June with an acknowledgelemt a week later, no defense however.

    Had a letter saying we arn't budging but will offer you £88 ;)

    No ta!

    I sent a letter saying i will accpet £100 less if you settle ;)

    Had a letter saying no! but we will offer you £88, this is our final settlement figure and stop wasting court time ;)

    Had a letter today offering a FULL REFUND of £287.69. Accepting no liability but as a matter of goodwill! :T

    Cheque will be here within 14 days!! :beer:

    Just goes to show what perseverance does, don't give in people as they will give in!!

    Quidco to date = £1224 cashback
  • Wiggynut
    Wiggynut Posts: 1,039 Forumite
    500 Posts
    'I sent a letter saying i will accpet £100 less if you settle ;)

    Had a letter saying no! but we will offer you £88, this is our final settlement figure and stop wasting court time ;)

    Had a letter today offering a FULL REFUND of £287.69. Accepting no liability but as a matter of goodwill! :T '




    Wow... you even offered a deduction of £100, which they could have done!! I'm wondering if that's because the system is so fragmented that no one talks to each other or bother to actually read the whole letter you sent!!
    cool.... well done

    I've just got offered £67, and they said they have refunded it to my account which ended over a year ago! :rolleyes:
    the letter I sent back today says yes to partial offer only but will commence court proceedings in 7 days time!!

    congratulations on your win.. :T :T drinks on you then! :D
    Light bulb moment April 07: [strike]£3,655 [/strike] Oct 07: [strike]£2,220[/strike] now 0 - 3 years of Uni debt to be added at a later date :o:D
    now at Uni as a Mature student -update: now has a First Class BA!
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