Abbey (merged)

nickmack

deb1hilton wrote: »

How long should I wait now for my statements..

The bank have 40 days under the DPA to provide the information.

Siboveld

I have been a customer of Abbey since I was about 12 and now have a joint account with them.
I have a large o/d of about £4k which is still active and after doing my unlawful bank charges calculation I am owed £4300 without statutory interest.

I know there is a limit for small claims court of £5k but MSE says this limit is before statutory interest.
Therefore should I include the interest in my first letter to Abbey or just leave it off to ensure I get an easier settlement.

I am new to this so any other advice greatfully received.

Regards

M

nickmack

Siboveld wrote: »

Therefore should I include the interest in my first letter to Abbey or just leave it off to ensure I get an easier settlement.

Martin says to use interest as a bargaining tool, but remember, you are not entitled to any until you file the court claim. Therefore if they offer you the full amount before the claim, you cannot hold out for interest.

2509m

Hi everyone,just applied for charges at abbey,recived a letter saying they will write to me in four weeks time to let me know what is happening! I can't wait!Literally!By then of course the oft will have decided on the matter.

nickmack

2509m wrote: »

just applied for charges at abbey,recived a letter saying they will write to me in four weeks time to let me know what is happening! I can't wait!Literally!By then of course the oft will have decided on the matter.

Stick to your timetable and don't concern yourself about the OFT. It's unlikely to make any difference to claims.

Brickie103

kat1234 wrote: »

Will i be able to claim back my money if i am overdrawn i have overdrafe of £850 which i am paying them back at £20 a week i have no bills going out of the account

Hi Kat1234, i am claiming back £2700 with Abbey too and have an overdraft of £436. I have just sent the last letter off before i claim with MOL (Moneyclaim online) Just before i did though they paid off my overdraft of £436, which i assumed was their attempt at a "gesture of goodwill" even though i havent heard from them since! My balance is now at £0, however, they're not getting away with paying the rest back!
So in answer to your question, no, it doesnt matter if you are overdrawn, just go for it, you have plenty of support and advice on here, and being overdrawn wont matter, just think anyway, if they hadnt have charged you so much, you wouldnt be overdrawn!!

Hope this helps! Good luck!

:T

Brickie103

Hiya alonso, if it helps it took about 5-7 working days for mine to show up, they do have upto 40 days though, sit tight, they will come, there'll be a big wad so you wont miss it in your post!

alonso

deb1hilton wrote: »

Hi, I have just started proceedings against the Abbey, sent my first letter on the 22/2/07.I recieved a reply acknowledging receipt of it and my check.Also loads of gobbledygook.How long should I wait now for my statements.Thanx to everyone on this site for giving me the confidence to reclaim what is rightfully MINE.Good luck to one and all.

Deb1hilton,

If it's any help I sent my letter exactly same date as you 22/02 and I received statements for the last 12 months early last week(roughly 6th March) I rang yesterday to ask about the remainder of the statements and they said they have a back log and will send it out to you. They banked my cheque on the 9th March and according to the advisor at Abbey that means they have started to download the statements from the microfiche. As some one says earlier ,stick to your timescale of 40 days and the statements will come before then.

kat1234_2

Brickie103 wrote: »

Hiya alonso, if it helps it took about 5-7 working days for mine to show up, they do have upto 40 days though, sit tight, they will come, there'll be a big wad so you wont miss it in your post!

Thanks Brickie103
for that information feel alot better knowing i can talk to people who are doing the same thing good luck with yours

miss-bonkers

Have asked Abbey for my charges back two weeks ago, they have replied by saying they will investigate my complaint, and will take about eight weeks!!!Any ideas as to what i should do now??? Do i go ahead and threaten them with the small claims court or what!! I'm stuck