Abbey (merged)

mikeymonkey_2

hi, I recieved a letter like yours from Abbey stating that they were looking into it and it could take up to four weeks to reply to me - is this letter the same as the one you ecieved?
thanks
Mike

treasureirealnds

I HAD THAT LETTER FROM ABBEY. FROM WHAT I'VE READ IT SOUNDS LIKE ABBEY ARE GOING ALL THE WAY! I WAS STARTING TO MY MCOL BUT AM NOW WONDERING WHETHER TO SEND THE COURT LETTER AGAIN. LOSING SLEEP ALREADY ABOUT GOING TO COURT!

WHAT U THINK?

Matt_Kennedy-Smith

Hi everyone. New here but I ,ve just sent stage three letter to Abbey claiming bank charges and if nec interest, for two seperate accounts. One account is for £1700.00 the other for £2700.00. Really scared now. Any one done this large of claim with Abbey before. HELP!!!!!!!



:eek:

treasureirealnds

just filling in form on MCOL. Unsure with particulars of claim. Have read thru the threads for this but finding it hard to get my head round. such big words and long sentences.

If i copy the templated u have on your threads i'm worried court will question me on this and i'll end up looking like a right div!

could anyone possibly email a copy of their particulars of claim just so i can check i'm on the right track.

many txs

Twinkly

For those of you worried about going into court this post explains a bit about what can happen in the courtroom for an undefended case. Please read it it is very reassuring about the process

Top thanks to OP showmethemoney! for her post.

http://forums.moneysavingexpert.com/showthread.html?t=393532

angie1624

Hi ! This is my first posting and hope its at the relevant place !! I sent the first template letter including my £10 cheque on 6th feb to Abbey National at 2 Triton sq London. the letter has been received(sent it recorded del) but chq has not been cashed. I have now noted that there is data protection address for Abbey claims to be sent to, should I have sent my claim there. Has any one else sent to Triton address and heard anything back ? I dont know if I should wait full 40 days before sending another letter. i reckon I am owed around £2000 in charges. HELP PLEASE ????thanks.

Twinkly

angie1624 wrote:

Hi ! This is my first posting and hope its at the relevant place !! I sent the first template letter including my £10 cheque on 6th feb to Abbey National at 2 Triton sq London. the letter has been received(sent it recorded del) but chq has not been cashed. I have now noted that there is data protection address for Abbey claims to be sent to, should I have sent my claim there. Has any one else sent to Triton address and heard anything back ? I dont know if I should wait full 40 days before sending another letter. i reckon I am owed around £2000 in charges. HELP PLEASE ????thanks.

It should passed on to the correct department within Abbey if it hasnt gone to the right one initially dont worry. Do wait the full 40 days as they are allowed to take this time to process your request. If they dont reply in this timeframe though make complaint to the Information Commissioner.

harry5

angie1624 wrote:

Hi ! This is my first posting and hope its at the relevant place !! I sent the first template letter including my £10 cheque on 6th feb to Abbey National at 2 Triton sq London. the letter has been received(sent it recorded del) but chq has not been cashed. I have now noted that there is data protection address for Abbey claims to be sent to, should I have sent my claim there. Has any one else sent to Triton address and heard anything back ? I dont know if I should wait full 40 days before sending another letter. i reckon I am owed around £2000 in charges. HELP PLEASE ????thanks.

I started this process with the Abbey at least a month ago, I requested my statements from my local banks address and I recieved them no problem, they only cashed the cheque last week, I thought I got away without paying!!

angie1624

thank you twinkly !will let you know if I hear anything

harry5

Jenrigg wrote:

Well done to the OP and thank you so much for posting!! My claim has been Acknowledged by Abbey and I fully expect my day in Court. As a single mum on a lowly salary, my huge overdraft was run up trying to avoid bank charges, mostly. People (who don't know what it's like) say you should just not go overdrawn - but when your ex spouse doesn't pay you on time, or your benefits get paid a day late and all your DDs bounce, you don't have a choice. And 120 quid in bank charges in one month (or more) can truly damage a tight budget, hence the spiral. And why is it that Abbey always takes their charges a few days BEFORE pay day? Huh? Can anyone answer that one? It's as if they are willing us to not be able to pay them, thereby causing charges to self-perpetuate ad infinitum...

Anyway, the last straw for me was going 56p over my o/d limit, thereby incurring 35 quid charges PLUS another 20 for going over my o/d limit without authorisation. I would LOVE a bank or a judge to prove to me that charging 100 times the amount in question is ethical or just!! Itching for that day to come LOL

My claim has also been aknowledeged by the Abbey via my money online claim, however I have recieved a letter from the abbey saying that I have not provided enough info or an account number and that I need to provide this to the court and the Abbey, when I originally started this process I attached a full list of all the charges, how much they were for and what they were for to the Abbey asking for it all back (£3000) and now plus the £120 court fees, does anyone know if this will affect my court case and if I should now forward this info to the bank and the court? HELP! getting a bit scared now, never took anyone to court before!