No more handbags and a lot less chocolate!

amr547

Well done on selling a few things on eBay! I still haven't figured it or, or indeed what I could sell. (I don't seem to own a lot!)

I too am counting down the days 'til pay day... I don't think it comes round often enough :P

ChocaholicHandbagQueen

Thanks, I'm motivated at the moment but I just need to keep going 'cos I don't have a great track record of sticking to things as I'm sure the lady at Slimming World would tell you

I'm still waiting for the N*xt courier to phone to arrange a pick up for the broken cross trainer, so I need to get on the case tomorrow and call them to tell them to pull their fingers out :mad:

I've done a lot of calculations tonight but can't do the final count of what I can pay off next week till I know what my wages will be. I need to average about £500 per month if I want to be debt free by February 2016. Ideally I'd like to be able to reduce that by a few months, but I don't want to make things too difficult for myself so I'll see how we go.

Time for bed now, have to get up at 6.30 for work tomorrow

DanielleNic87

I just wanted to pop in and wish you luck on your Debt Free journey. I had my LBM 2 days ago and it was a serious wake up call. I owe nearly as much as you and it is more than my basic wage. :eek:

Luckily there is quite alot of o/time in work at the moment so i am doing an extra 10 hours during the week and 9 on a saturday. This is bringing in about £400 extra a month.

Like you i have a Next account with a balance of £600 that needs to get rid.

Sorry to gate crash your diary

ChocaholicHandbagQueen

Hi Danielle, thank you for saying hello, the more the merrier

My debt is about the same as my basic wage too. I can't help thinking about what I could do to the house with the cash going out on these bills each month. I could have a nice kitchen in a year or so!

I think I've had about four wake up calls so I hope this is the last one. I was 43 last week and I don't want to carry this debt into my 50's. My kids are all grown up (nearly 24, 21 and 17), I'm in a happy relationship and I want to start having fun and seeing different places.

'Spose I'd better get ready for work. I woke up about 1.00am with a full blown migraine so I'm feeling a bit yuk today.

[Deleted User]

Hi CHQ,
Followed you over from my diary- and I've Just read yours from the start. You're making great progress and have great plans- I feel very motivated now!!

Like you, I've started diaries previously and tried to become debt free, and each time failed, ending up with more debt than previously. I have realized that enough is enough and also realized that I have looked deeply at why I overspend.

It sounds as if you're in a great place at the moment, happy in a relationship and contented with life- think that always helps when trying to make tough choices and deal with debt problems.

You have motivated me to do a signature like yours to keep track of my progress.

Many thanks- I'm off to subscribe now!

PS- hope the migraines better.

GLx

DanielleNic87

I'm subscribing

I started off yesterday by returning £164 worth of clothes all on the credit card or store card :eek: including £64 on 2 cardigans from Next. The quality of Next clothes has really gone down hill. One of the cardigans was in really bad condition so i took both back. To be honest i can't believe i bought 2 cardigans for £64 :eek: I have vowed never to buy clothes from Next anymore as i think there is better quality in Primark

Hope work isn't too bad today. I am off to update my sig....

Hugandroll

Hope your migrane goes soon, horrid things that they are.

Well done for getting your figure sorted, you know what you're fighting now .

amr547

DanielleNic87 wrote: »

I'm subscribing

I started off yesterday by returning £164 worth of clothes all on the credit card or store card :eek: including £64 on 2 cardigans from Next. The quality of Next clothes has really gone down hill. One of the cardigans was in really bad condition so i took both back. To be honest i can't believe i bought 2 cardigans for £64 :eek: I have vowed never to buy clothes from Next anymore as i think there is better quality in Primark

Hope work isn't too bad today. I am off to update my sig....

I went to Next today and I too can't believe how bad the quality has got! Primark seems especially good this year.

Unfortunately I have fallen in love with Fat Face today; not so much with their price tags though. Might have to wait until I'm debt free...

ChocaholicHandbagQueen

Hi Goodlife, thank you for coming to say hello :j

My migraine's much better thank you (although I probably shouldn't be eating Dairy Milk )

Danielle - I've also decided not to shop at N*xt anymore, its just too tempting. Unfortunately, my nearest Primark is about 40 miles away.

amr - I love Fatface clothes too, but the catalogue goes straight in the bin now to avoid temptation.

Hugandroll - I've got my financial figure sorted. I just need to cut out the chocolate now and get my other figure under control :rotfl:

I already have one bid on the items listed last night and a few watchers on other things.

I need to find time to go to the bank sometime tomorrow. I sold a book last week and the buyer paid by cheque so that needs to be paid in. Someone else paid by e cheque which won't be cleared till the 24th. I won't have to post these items now till after payday, which means I'll have money in the bank to pay for postage :T

Haven't done any surveys yet today. We've had BF's sister here all evening. She has boyfriend troubles at the moment and I think she just wanted someone to talk to.

Chased N*xt up about picking up my broken cross trainer. I couldn't believe they transferred me to 5 different people before I finally got a date for the courier who's coming on Friday to pick it up.

I hope everyone else had a good day today

DanielleNic87

I have serious chocolate problems, always have done especially around " that time of the month".

Currently doing SW and have lost 11lbs in 3 weeks. I have had to limit my chocolate intake to a curly wurly

I have listed some items on Ebay but has now given me the message that i have reached my limit and i am not allowed to list anymore for another 30 days :mad: Could really have done with the money.

I am off to add up what i have paid to cc's and store cards in the last 2 days....