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Making chicken feed of my mortgage

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    We went for a 5-mile walk after dinner - 20,000 steps today :j
    girl-says-whatever-smiley-emoticon.gif

    :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :rotfl:

    My knees hurt just thinking about 20k steps.... :eek:

    PS. Well done, obviously! I'm very jealous. :p
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Purplesky_2
    Purplesky_2 Posts: 152 Forumite
    Mortgage-free Glee!
    I have recently found the forums and over the last couple of months have read through the whole of your diary in less than a week:money:.

    Very inspirational. I am green with envy at your chickens, your dinners and the sheer amount you are able to overpay :eek:. But you've reminded me that I have more options than I give myself credit for.


    Looking forward to following your diary even more.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Pathetic steps here as have been at home with a poorly dd. Resorted to jogging on the spot on Tues evening! However, am back at work today, so may scrape 10k. 20k is just showing off!! (but because I've had my fitbit longer than you, my total steps ever is ahead - am clutching at one-upmanship-straws here!)
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Purplesky wrote: »
    I have recently found the forums and over the last couple of months have read through the whole of your diary in less than a week:money:.

    Very inspirational. I am green with envy at your chickens, your dinners and the sheer amount you are able to overpay :eek:. But you've reminded me that I have more options than I give myself credit for.


    Looking forward to following your diary even more.

    Thank you Purplesky :o

    We've only been in the fortunate position to be able to overpay for the past few years. When we bought this house nearly 7 years ago (and more than doubled our
    mortgage :eek:) I had sleepless nights worrying about how we we going to pay the mortgage. I'd just had a 5% pay cut and my employer, at the time, had stopped paying into my pension. We started by OPing the money saved when our interest rate dropped, then we stopped buying "stuff" and frittering money, and now I'm on a mission to retire early! I don't want to say we were lucky because we both worked and studied hard to give ourselves the opportunities to earn what we earn now.

    If only I'd known about MSE and MFW when we bought our first house...!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • It is good to be home (although I did stay in a lovely boutique hotel last night :D)

    13,500 steps today - not too bad considering that I was sat on a train for 3 hours

    Eggs IN 12 (5 yesterday + 7 today)
    Eggs OUT 4 (huevos rancheros for dinner)

    Nearly the weekend :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We started by OPing the money saved when our interest rate dropped, then we stopped buying "stuff" and frittering money, and now I'm on a mission to retire early!
    Good for you!
    I don't want to say we were lucky because we both worked and studied hard to give ourselves the opportunities to earn what we earn now.

    If only I'd known about MSE and MFW when we bought our first house...!
    Totally with you on both of these. And I really wish I'd known about the concept of Financial Independence too, when it first got started back in the 1990s... better late than never, tho!
    2023: the year I get to buy a car
  • 12 sleeps :j

    Tickets - tick
    Visas - tick
    Anti-malarials - tick
    Manicure and massage at the airport - tick :D

    15,000 steps today :) Chub club weigh-in tomorrow morning - I'm quietly confident...

    Eggs IN 8 a full house :T
    Eggs OUT 12 (1 box sold for £2.50 + 1 box swapped for a bag of sulky bananas)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Chub club weigh-in tomorrow morning - I'm quietly confident...

    Not so confident now after weighing on my scales this morning... ho hum :(

    So plan for this morning:

    - Laundry
    - Chub club
    - Meal plan/food shopping

    This afternoon we are travelling south to meet my brother/SIL for dinner and a jazz concert :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Sounds like a lovely day. Now, go easy on the steps...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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