Reclaim Unfair Bank Charges Discussion Area

tinkerbell1978

ok still waiting for a reply from TSB re my OH's charges second letter handed in and still just over a week left for that to go to the next stage
But after sending only my first letter to HSBC they acknowledge me and said they are looking into it sooo am a little happier on that front sooo why has TSB completely ignored my OH's letters how strange!

blossomsmum

I had a credit card with Accucard which was taken over by Lloyds. I want to reclaim charges on this card but have no details for Accucard. Should I send the details to Lloyds? Any help gratefully received.

Have just done second letter to Halifax claiming £898.50 (including interest):T :T :T

chloe2092001

Hi there i am new to all this i want to get my bank charges back from my bank, i dont know if i have done this right i hope you can help!
I sent the letter and the cheq like it said to do, what i have got back is 6 yrs of statments how do i work out how much i have been charged, it says nothing on there about the charges for the letters that i have recived that i have been charge for. help me please i dont want them to get away with it

thanks nicola:mad:

Edinburghlass_2

Read the Reclaim Help Thread, linked in my signature and you'll find a post there with the charges you can claim and a short guide on what to do.

If you don't know what abbreviations the bank use on the statements, phone them to check.

Silky_2

Sorry, I know this is not the right place, but can someone give me an address to write to First Direct. I had an account with them which is now closed (might even have been more than 5 years ago), but they charged me to the hilt, so I'd like to try to reclaim some of it.
Thanks

tinkerbell1978

you will have to go through all the statements and note down all the charges dates and amounts etc list them all down and total them all up then write your first letter attatching your list of charges and amounts keeping a copy for yourself and a copy of the letter go to the homepage and look under re clain bank charges for a template letter and more info

bubbles_darling

hi peeps

just about to send my first letter to capital one,this account is now closed i managed to pay it off last year, problem is i cant find my account number. Is this a problem?? can they go by my postal address??

would appreciate your help thanks!!!!:

kevlegs

daren304 wrote: »

I have written twice to Lloyds TSB over my bank charges since September 2001. Since my first letter got no reply I wrote a second and today recieved a reply from Lloyds TSB stating through a rather wolly letter that they would not be returning any charges to me. I did recieve a list of statements from that time and once added up were in the region of £9000! Now they added £10 for the pleasure of these statements. I senta letter yesterday to my branch by registered post asking that these charges be returned to me! Can any one suggest what I do now? I did mention in my last letter that I inteneded to take court action if I did not get some satisfaction. The letter from the Bank mentions that if I dont feel satisfied that I can approach the Financila ombudsman.

I feel I may have reached a brick wall! Any advice would be appreciated.

Daren

if you have warned them about possible court proceedings if they do not pay within a set time period, then I would proceed with a court action. I am in the process of doing this with HSBC. good luck

bankbasher

Can someone help me out please.
I have filed a claim against HSBC on Moneyclaim - they have replied that they intend to defend - thus given them 28 days until judgement, rather than 14 days. The judgement date is up midnight tonight.
How would I know if they had filed their defence? I have not received any documentation from them.
What is my next step?????????

jayneg_2

Edinburghlass wrote: »

Read the Reclaim Help Thread, linked in my signature and you'll find a post there with the charges you can claim and a short guide on what to do.

If you don't know what abbreviations the bank use on the statements, phone them to check.

Hi Edinburghlass

Can you point me to right thread for preparing trial bundle. My hearing is 4 July - NatWest. Can you also let me know if there is any information if the bank have been charging you since the date of MCOL. I think I have a further 200 pounds. Can I claim this in with my original claim or do I have to do totally separate claim for this? Greatly appreciate any help Jayne G.