Reclaim Unfair Bank Charges Discussion Area

cruncher75

Hi when reclaiming do they have to pay the money back into the same account or can u ask them to pay it elsewhere.

COPPERHEADJACK_2

Hi can someone give me the address for Natwest creditcards and also Natwest business accounts or is it just the one address in Edinburgh

geoff1057

just rang Barclays to ask where my statements are, as 40 days are up today ,their reply was ,sorry but you will have to wait another two weeks , do i report them to the information commissioners.??????? or just wait ?

Scott102

Hi, Abbey has entered a defence and it is going before Northampton County Court. Can anyone help with what I should do for preperation of the hearing. Cant find anywhere on here that could help.

Twinkly

cruncher75 wrote: »

Hi when reclaiming do they have to pay the money back into the same account or can u ask them to pay it elsewhere.

The banks usually pay back into the account and have been known to reopen closed accounts purely for the sake of doing so. You can ask to be paid by cheque though as a condition of accepting any settlement.

Scott102

geoff report them did the same to me within a couple of days they turn up

geoff1057

Scott102 wrote: »

geoff report them did the same to me within a couple of days they turn up

Scott how did you rport them,did you fill in complaint forms or just ring the information cmmissioner,??????

cruncher75

Ok just recived my statements ive added up all charges and they come to £1,388 or with intrest £1,730. So when i send the next letter do i ask for the intrest amount.

templemoose

Hi all, another newbie to this site, just want to thank everyone for their help first off. This site is amazing and i am now well into the process of reclaiming my bank charges(and sorting out my debt!). My wife and i have sent the lba's and the bank(at the last moment) has made an offer. It's about 200 pounds less (each) than the total charges and 300 or so less than the total with interest. I am now wondering whether i should go ahead with court while accepting it as part payment or just negotiating with them to settle for the total charges minus interest. So far Barclays have been quite easy to deal with and i don't want them getting nasty during the court process.
Any input? I value the opinions on this site and would like some advice. Also, does anyone know how many times Barclays have actually gone to court yet?
Thanks again to everyone for the invaluable advice so far

give a man a fish and he eats for a day
teach him how to fish and eats forever

Twinkly

cruncher75 wrote: »

Ok just recived my statements ive added up all charges and they come to £1,388 or with intrest £1,730. So when i send the next letter do i ask for the intrest amount.

For your first letter you dont ask for interest. You ask for this in the LBA (letter before action) as you would be awarded this at court. Good luck with your claim