Reclaim Unfair Bank Charges Discussion Area

Helmbroken

Edinburghlass wrote: »

Its unlikely to make any difference to your claim as it is now through the court system however don't rush these new claims straight to court as you must give the banks/cc companies the due time to respond to your claims.

Thanks for the reply Edinburghlass.

I will send the appropriate 2 letters to Capital One & Morgan Stanley as per the advice.

HSBC have had the appropriate letters, with no response, so I have just by-passed the 'will start Court proceedings if no reply within 14 days ....' & done it today!

It seems quite a few have gone the same route, but was enquiring specifically regarding the OFT changes.

Thanks again

grabitback

14 days ago requested a refund of charges from first direct for £865 (that includes the interest )today recieved an offer of £600 as full payment. Is this a good offer and should I accept it or carry on with my claim? thanks for any opinions.

vicke_p

grabitback wrote: »

14 days ago requested a refund of charges from first direct for £865 (that includes the interest )today recieved an offer of £600 as full payment. Is this a good offer and should I accept it or carry on with my claim? thanks for any opinions.

Personally, I would hold out for the lot. If they're prepared to pay £600 I reckon they would pay the lot. Even if you start a court claim, others have claimed in full plus costs.

carmel1_2

Hi I need some advice. im new to the threads so i hope i have got the right place to ask. i am following the steps to claimimg back bank charges. i am just aboutto sent my second letter and have a feeling i read somewhere on this site that it should be sent to head office rather than my local branch. is this correct does anyone know?

ssrkhawkins

Posted earlier and disapeared into the undregrowth! Didn't realise how many people are in the same boat!

I've sent my first letter claiming for two accounts, included a tenner for each account, should have read more of the site.
I've now received 12 months worth of statements for one account but nothing else. Should I wait untill the end of the 40 days or phone the bank and pester?

£1900.00 on the first 12 months statements I might add.

Anyone got any ideas?

carmel1_2

hi iam am no expert but i sent one letter for four acconts. I got all 4 accounts statements back in different envelopes and spilt years in separate envelopes. i would wait, the remaining statments are probably on the way

markieg32

Have sent off my claim today 22nd March to the Halifax - with interest talking £4,143.87. Will keep ya all posted as to process of the claim!:cool:

grimreaper

carmel1 wrote: »

Hi I need some advice. im new to the threads so i hope i have got the right place to ask. i am following the steps to claimimg back bank charges. i am just aboutto sent my second letter and have a feeling i read somewhere on this site that it should be sent to head office rather than my local branch. is this correct does anyone know?

i have sent 2nd letter today as well but handed it in to local branch with a lady who actually got me charges list for free but have a copy to send to head office (customer relations) just in case and remember to send it recorded delivery then you have evidence its delivered and signed for!!!!!!

either way go for it

Sol00

Well I got another £66 credited back to me today from my bank manager no questions asked :j

catsonic

hi

I sent off my request for bank details on the 23rd feb. Got a phone call for a bank reveiw about the 5th of march and got it for the 19th didnt go. today got a letter saying i have a meeting tomorrow!!!

Am i just crackers or is that strange? this letter i have also has a reference no on it if i want to ring them!!