Getting Car Out Of Police Compound

sho_me_da_money

He is the the registered keeper of his vehicle - Mr. B
He works for Business X.
He is a consultant for Business X.
He is listed as an authorized name under Business Xs traders policy

fivetide

Is it taxed? If it is taxed then it has to be insured in it's own right surely?

That could be the sticking point. The car needs its own insurance.

sho_me_da_money

fivetide wrote: »

Is it taxed? If it is taxed then it has to be insured in it's own right surely?

That could be the sticking point. The car needs its own insurance.

Yes the car is taxed.

Call up any local compound and ask them:

"If I am the registered keeper/owner of a car but am listed under a traders policy for insurance cover, can I produce the documents and remove the car from the compound?"

And they will say no and basically explain that the registered owner must have insurance matching the same name.

Give em a call when you get a min and you'll find out

sho_me_da_money

An excerpt from the following link:

http://www.thamesvalley.police.uk/faq-answer?id=Q362

Ownership can be a particular issue if the vehicle is recently purchased and the owners details are not up to date. Motor Traders don't often register the vehicle in their own name (or company) and in such circumstances there could be difficulty proving ownership using the normal method, i.e. a V5 document. If a check on PNC doesn't resolve the issue, proof of purchase would be required traceable back to the previous owner, before release could be considered.

You will be liable for the costs of recovering your vehicle, the cost is set by the Government and varies between £150- 350 depending on the weight of the vehicle and storage costs vary between £20-35 per day or part of a day. That is in addition to the penalties for any offences committed which resulted in the seizure.

System

Traders policies don't cover employees private vehicles

Cover can also be provided for stock vehicles for sale (including those either on a forecourt or standing on the highway) and the motor trader’s own vehicles.

allowing you as a trader to drive any of your own personal private motor cars and any standard motor car in your custody or control for motor trade purposes.

Motor Trade Insurance typically covers the specified person or persons to drive any motor vehicle for motor trade purposes.

A selection above from some insurance sites. It is pretty clear that the insurance only covers cars involved in the trade or the TRADER's private vehicle, not an employees/consultant's private vehicle.

Sgt_Pepper_2

!!!!!! wrote: »

Traders policies don't cover employees private vehicles
A selection above from some insurance sites. It is pretty clear that the insurance only covers cars involved in the trade or the TRADER's private vehicle, not an employees/consultant's private vehicle.

If the vehicle is listed on the policy its covered.

molerat

Who owns the vehicle. He is probably insured to drive vehicles owned by or hired to the business, which I assume is the paperwork his boss has come up with, but not his own vehicle .

My BIL was the registered keeper of a company car but it was owned by the company, insured by the company and the registration and his name were listed on the company policy. I was insured by my company policy when on business but I had to have my own policy for the car.

If he is insured the insurers will come up with a letter stating so. I suggest neither of the above scenarios apply here and another uninsured driver is off the road.

System

Sgt_Pepper wrote: »

If the vehicle is listed on the policy its covered.

and it is privately owned by the trader or is now owned by the business

colino

If the Police didn't chuck it in the compound, no employee of any garage would ever get their own insurance on their own car.

[Deleted User]

I think they are fking him about.

Lease cars are owned by the leasing company, but registered to the leaser, as are HP cars and Motability cars.