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Getting Car Out Of Police Compound

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  • To all those saying one less unisured driver I woudl just like to say it is probably not the lads fault but the insurance company who will have changed the useage without telling any one

    We had SDP on our policy and also registered our vehicles and ownership of same with our insurers family firm so all on policy with one principal but have just fallen foul of this

    Anyone know how we can get copies of recorings when purchasing insurance as now have a 1600.00 piece of paper which is uselss and can not get a straight answer out of any one at our insurers
  • Wongsky
    Wongsky Posts: 222 Forumite
    To all those saying one less unisured driver I woudl just like to say it is probably not the lads fault but the insurance company who will have changed the useage without telling any one

    We had SDP on our policy and also registered our vehicles and ownership of same with our insurers family firm so all on policy with one principal but have just fallen foul of this

    Anyone know how we can get copies of recorings when purchasing insurance as now have a 1600.00 piece of paper which is uselss and can not get a straight answer out of any one at our insurers
    If they still have the recording, you may be able to get a copy by submitting a Subject Access Request (I've done this before with a major energy supplier company, when they breached data protection rules by going on a fishing expedition by trying to call my mobile number to try and get hold of the previous owner of my house, then denying it).
  • Sally_A
    Sally_A Posts: 2,266 Forumite
    1,000 Posts Combo Breaker
    OMG, this post stinks. From what I grasp:-

    Sho me da moneys 24 year old brother couldn't afford to insure a boyed up Punto, but his mates dad has a garage, so for a quick £1000 bung, the garage owner said he'd put it on the MID, so 24 year old didn't get pulled up on a random ANPR. No insurable interest, but blatant fraud by the garage owner and the 24 year old trying to be smarter than the system.

    Hope the garage owner gets done too.

    Sorry, no sympathy from me, people like this have tripled the premiums for people trying to run an honest Motor Trade business.

    Insurers really ought to check MID activity more often - too many instances of people taking out a dodgy MT policy, adding all the oiks in the neighbourhood for a quick backhand bung, not insured, and not going to get out the compound when caught, but those insurers are stuffed as they have to deal with Third Party claims; the chance of them recovering their outlay through the courts against no hope, system cheating fraudsters is zero.

    In the words of Simon Mayo's Drivetime Confessions "You are NOT forgiven".
  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Partly why trade and company insurance is also clamping down.

    My old firms insurance used to cover staff cars if being used during work hours. So you pop to the shop for some milk etc you were covered on the firms policy.
    All that stopped. No spouses allowed to drive company vehicles.
    No driver allowed unless they had submitted a copy of their licence..

    It got very restrictive, I wasnt sure at the time if it was a general clampdown or the firm cutting costs.

    They are catching them slowly. Another lad on a club forum just got refused a claim. He forgot to mention the alloys, bodykit, exhaust and ££££ stereo system he fitted.
    Censorship Reigns Supreme in Troll City...

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