Nice people thread part 7 - a thread in its prime

Generali

HAMISH_MCTAVISH wrote: »

Just had a browse of the rest of the site, and despite knowing I really should, I just find it hard to get excited about saving 10p on a tin of beans or whatever.

I'd be well up for putting in the time and effort to save a few hundred quid on a luxury item, but there's usually little attention paid to those categories.

Maybe the site needs a "posh money saving" board?

The reason I first joined MSE was because it promised a way to pay less for the stuff that you have or want to buy anyway: the idea wasn't so much about penny pinching as penny stretching.

I've long lived my life by that ideal: the Savoy Grill for Sunday Lunch is a great example. Yes, I could have beans on toast for lunch instead but £26 for a 3 course meal cooked by one of London's good or even great chefs is stunning value and I like to have a fun life. By spending £26 on lunch at the Savoy Grill rather than £50 for dinner I can have lunch there twice as often:beer:

Questions asking about what to do with left over porridge (:eek:) are boring.

michaels

Just tried to text the word ar s e and android corrected it to Arsenal is someone having a laugh?

Generali

michaels wrote: »

Just tried to text the word ar s e and android corrected it to Arsenal is someone having a laugh?

Yes they are.

To connect a fine and noble Old English word with that filth down the Seven Sisters Road is a disgrace.

I'd have a word with your local council if I were you. If it turns out that they're a bunch of Gooners than move to a different area. Save yourself and your family.

lostinrates

John_Ashtone wrote: »

Am I the only person who only finds it hard to save more money because I don't spend it in the first place, I find Lostinrates post amusing, as they really are seeming to struggle to save ??

I have huge debts (enough for a new Mid range Merc) run up making sure wages were paid, but really saving money is a case of deciding what you need to keep warm, comfortable and fed, any thing else is luxury.

People are shocked when I say I can't be bothered to take a holiday, but if not having one for ten years hasn't worried me yet, I think I can hold on for another couple of years lol, but others worry.

No I don't know why they do either?

Well, that's how we have saved, by. Not spending, but it's not wise saving IMO. Wise saving is more like generali describes.

We don't holiday because I cannot travel these days , and because too much to do here. But being warm this year will have cost us a serious amount of money (new boiler, serious renovation works). Comfortable we will be, and well fed we are, but we should be paying out less for much than we are ATM, and it needs resolving.

What we found is that unless I am on the ball, things just get done as they were last time I arranged them. ATM, we are tied into insurance because dh crashed a while ago, so changing insurers seems far too expensive. We have had to spend on things for convenience rather than prudence because of my being out of action in any coherant way.

This week I made a very crude stab at working out the cheapest way for us to insulate....I went to b and q and wickes. My parent has an old git Card for b and q but wickes still worked out cheaper. But the b and q place has a nicer softer insulation with a higher insulation rate (5 rather than 4.5) so I am trying to work out how much more expensive that would be for the most accessed areas (round loft hatch, water tanks etc) and my head just starts to swim. And/ Or how much the saving/improvment might be of a modest different in insulation value over such a large space. I simply cannot cope with relatively simple calculations still. (fwiw I think it's the lack of exercise my brain has had, not more damage to my brain) but I get that panicky feeling you get when you are a kid trying to get your head round stuff for which you have no point of reference.

Ultimately what wioll happen most likely is I will use the cheaper stuff over the southern two thirds of the house and the more expensive stuff on the most accessed north side, because at some point I have to stop driving myself mad with trying to work things out and getting frustrated with not being able too.

Similarly, I have noticed this week that I am having Very minor trouble counting out change. Its not significant, it just makes me frustrated and feel furious with myself, which slows me more.

lostinrates

michaels wrote: »

Cannot remember if I posted this before but I saw an ad recently suggesting that the govt had brought in a new subsidy scheme for air and ground source heat pumps which seemed relevant to LIR

Rhi are, but on the pellet boiler ATM. And yep, we are aware, and yep, you told me already, and I thank you for it again. . I am very forgetful so it's a useful thing and kind of you.

Part of the reason I have to get the insulation right. Ofcourse, of we are going to have heating I also don't want to pay for it all to disappear out of the roof aswell, so it would have to go it, but I have to get the right thickness and insulation value to qualify, and it's not terribly clear what that is, and we will probably be checked for this next week.


Nice builder laid the slab for the boiler room on Thursday morning, then went home. On monday till yesterday lunch time they built it, first fixed it. Four days for a build bigger than most kitchens I had as a student or pre marriage in places I lived.

pretty impressive, huh?

Generali

Something gently amusing for the Nice Peeps:

https://twitter.com/DannyDutch/status/258964732713779200/photo/1/large

kabayiri

Generali wrote: »

Something gently amusing for the Nice Peeps:

https://twitter.com/DannyDutch/status/258964732713779200/photo/1/large

I first saw that on B3ta.com

Well worth a look if you have never seen it

lostinrates

Hahahaha, tres amusant gen.

It's grimly dark. I think I am going to have to light the woodburner within the next hour.

Dh is short listed for a job he would quite like. Some of those vibes that saw nikkster and chewy do well recently would be nice, though he says he is pleased enough to be on the short list for it I know he would like the offer too.

Nikkster

Generali wrote: »

Something gently amusing for the Nice Peeps:

https://twitter.com/DannyDutch/status/258964732713779200/photo/1/large

I like that

I have just had an emergency.stop at boots. Managed to forget to pick up the carrier bag with my contact lens solution, shampoo, conditioner, shower gel etc in it. Oops. Then got on next train to have a moment of panic when I thought I had left the dress ('the' dress) somewhere, only to realise it was over my arm. Phew. I can tell I haven't got out much recently

I am headed vaguely in Sue's direction (same county I think, but not quite so far across), but by the sounds of it pretty much in the.middle of nowhere!

michaels

We got our installation for a quid a roll delivered under some offgem scheme probably worth googling for. We have also just had the cavity walls done under another scheme for free plus thirty quid of m and s vouchers.

I think we may now have run out of energy saving measures, super efficient boiler, all windows dg low energy or led bulbs throughout etc. To save any more we would have to stop leaving everything on twenty four seven or start living below 22 degrees day and night!