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Ultimate Challenge. 457 days / £16600!!!

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  • Wow lots of chatter on here ive just updated my numbers feeling good, the spreadsheet is nice and the fuel budget is in good shape with 14 days left for november :D woo hoo, im lost in the talk of apple laptops i leave that to the oh :) ive had my loyal laptop a good few years now and its perfect for me. I will not be investing in an ipad its not for me lol! I dont know what il be paying off next month i would like to clear something :) it gives us some momentum for 2013 targets. This year is nearly over where does the time go ?? No extravagant plans for the weekend. Hope everyone else has a nice friday xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68

  • I think paying it all back straight away will be a whole lot more satisfying BUT things need to be balanced.. MissLadyAnnie has an OH who has COMPLETELY changed his outlook on his money managment.. this is an excellent achievement.. I just don't want him to burn out in a few weeks.. so Miss Annie keep giving him compliments about how sexy he is when he is determined / saving money / cooking scraps etc...:T:T:T


    Lol I just PMSL at this comment!! I'm on the late one at work tonight but its flying by, not long to go until midnight then back in again tomorrow night 8pm-11pm

    Hope everyone is having a great evening :)
    Nov NSD: 8/7 Dec NSD: 1/10
    Sealed pot member #1443 2011: £106. 2012: £171
    Ninjakat challenge: Aim to clear two debts by April 2013
    100 day challenge: No toiletries or magazines 19/100 (3 x fails :()
    Extra payment a week challenge: Total to date: £2355.53
  • Another unexpected £15.50 from eBay...whoop!!
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • Yay ninja thats great you are doing some real number crunching love it x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • rosiecheeksblossom
    rosiecheeksblossom Posts: 156 Forumite
    edited 17 November 2012 at 12:23AM
    Evening all

    Looks as though there is lots of good debt busting going on, a Big Well done everyone xxx

    Ive been looking at some surveys to do and have signed up for maximiles, toluna and ultimate choice, Have also signed up on a freebie's site although cant remember the name of it now drrrrrrr.

    Not had a good week by everyone elses standards but have earned £17 on flea bay so Im quite happy as new to all this debt busting. Also got to pay off some cc as friend gave me the money she owes me.

    Have a GOOD WEEKEND everyone xxx
    Halifax CC All paid Mort £7669.99,Car loan 31 months to go
    Food 99.25/100 Petrol 133.12/150 presents 59.12/80 going out 73.75/150 toiletries 4.50/5 other 179.07/100 money made 480 SFD 11/20
  • Any reduction in outstanding negative wealth is always a win no matter how big or small ;) the financial institues are loosing :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • This thread inspired me to work out how much my debts are costing me each day. My DMP is set up to take 8 years to pay my debts off - at the level of my debts this works out at £8 a day. I've set myself the challange of saving another £8 a day to see if I can get enough money together to pay my debts in 4 years rather than 8.
    StartingToGetOutofDebt

    October 2012 Debt. Loan £12394.55. Sainsburys CC £3594. Mint CC £4475. MBNA CC £2648.62.Total Debts £23112.17]
    Sealed pot challenge #1887
  • Well done starting a positive move in kicking the negative wealth sooner im sure with ebay cutting back etc you can do it :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • According to my accounts app, I currently have £46.24 more in my bank/savings/PayPal & cash than I have in debts!!! Shame I can't just whack it all off but by a week on Monday when the money starts coming in again I should be able to pay a chunk off the high interest card & finish Christmas present shopping!! End of December = high interest debt free!!!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Thats fantastic lilt high intrest debts are a pain, i cant wait to get rid of my high intrest ones il be happy to see the financial institutes suffer on no bonuses lol x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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