Ultimate Challenge. 457 days / £16600!!!

Twiddler8_2

Woopdie doo dah! I've done it. Thanks Happy! It looks more scary when I've totted it up...which just means I'm more determined to get rid asap.

Just need to draw up an action plan now

liltdiddylilt

Well done on getting it up there Twiddler!!

You'll be amazed at just how much it spurs you on to get rid!! And how satisfying it is to change it each time you make a payment!!!!

Yay to getting rid of Virgin happy!!! You're doing so well!!!!!'

Happytogetdebtfree

Why dont you join the pay off as much as you can 2013 thread it inspires me to keep focused . You will soon have them numbers in ship shape Im glad you have yourself a signiture xx

killerpeaty

Hello everyone : )

How were your new years?

Happytogetdebtfree

Hi killer had a lovely new year thanks and you?

liltdiddylilt

Peekaboo Peaty-pie

New Year was a quiet end to a fabulous year, thanks. Hope yours was good & not too messy? :eek:

Thanks everyone - Happy, Mumsie, Siouxsie, Abundant - for your kind words about the littlun. I'm very proud

I'm sat here, circling dates on my diary showing when I am at work so that on any page I can glance at that month. I've also put in birthdays & reminders for birthdays & also paydays/tax credits days etc. I have at least started to be a much more organised person since September

Hope you all have a good evening!!

Siouxsie32

Well now good evening to you all . Hope miss kat's behaving herself on this fine evening!!

Fab news on getting rid of Virgin Happy, that's great. I paid mine off last month but haven't cancelled it yet. I was going to keep it as my one and only card for emergencies. It has a low credit limit and I'd feel better having some form of card for various things. For example, the credit card protection you get when you buy goods over £100, or if I ever have to rent a car. I completely trust myself not to run up a balance on it so feel secure, rather than tempted in keeping it on. As all my other cards get paid off, they'll get cancelled.

Talking of paying off, I looked at a post I made on 7 October 2012 (post 53 on this very thread) and my total debt that day was £32,192.09. Today, it's £29,005.38 :j that's over £3k in 3 months so if that carries on over the rest of 2013, I'll smash this target in September/October and hopefully have my total debt down to £17k by the start of 2014 . How exciting!!!

I don't know what I was blathering about earlier when I said I was picking up my laptop this evening. It's been in getting fixed and the computer guy called yesterday to say he'd have to do a complete reset. That's why I went in tonight-to give my external hard drive to save all the data on it, not to get it back! I think I got overexcited and fast forwarded myself in time. So I shall plod on with my tablet (and no spreadsheet fun!) til it comes back. Then the drama will begin. I'm so untechy, I fear pain when I have to reinstall everything.

Back to work for me tomorrow

Sholly

Siouxsie32 wrote: »

Talking of paying off, I looked at a post I made on 7 October 2012 (post 53 on this very thread) and my total debt that day was £32,192.09. Today, it's £29,005.38 :j that's over £3k in 3 months

WOW!!!!!!! That is incredible.....WELL DONE!!!!

Sholly x

Twiddler8_2

OMG Siouxsie!! That's AMAZING!! Well done you.

Twiddler8 x :T

Siouxsie32

Ha ha, just looked at my total debt and since it was just above the £29k mark, I 'borrowed' £10 from eBay sales yet to end and paid it to my Capital One Visa. So now my total stands at £28,995.28, which somehow seems closer to £0