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Debt Free By 30 - Mission Possible?

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Comments

  • Mockingjay
    Mockingjay Posts: 214 Forumite
    squinky wrote: »
    Hello

    Love your posts, just wanted to wish you all the best, you seem to have the right attitude and when you start seeing those numbers go down it's real motivation :) I set myself a challenge very similar to yours and managed to get debt free (well apart from student loan) by 30, I'm now 31 and desp. trying to save but have a sneaky lil'£500 credit card balance and a shiny big bottle of Dot that is so lush but you're right the scent doesn't hang round that long at all.

    Anyway good luck treacle, you're in the best place for motivation and inspiration!

    Xx


    Awesome that you are debt free - well done!!


    This place is amazing. No one judges you for being a plonker!! I don't think I have ever faced up to it without Martin Lewis!! I'd be making minimum payments FOREVER!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Heffi1
    Heffi1 Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Mockingjay wrote: »
    This place is amazing. No one judges you for being a plonker!! I don't think I have ever faced up to it without Martin Lewis!! I'd be making minimum payments FOREVER!

    You and me both, I bet there are hundreds of grateful people who owe all of their financial education to the likes of Martin Lewis for starting us on the road to recovery.
    :) Been here for a long time and don't often post
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    edited 9 October 2012 at 9:46PM
    I think I spoke too soon! Some silly troll has gone loopy at me on the bank account forum with no basis for it.

    I think I'll just stick to the debt free forum. People seem more decent here even though we're terrible with money! :D
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Scuff
    Scuff Posts: 522 Forumite
    *we were terrible, we're brilliantly reformed characters now!!
    September 2016 GC £21.37/£120
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    Scuff wrote: »
    *we were terrible, we're brilliantly reformed characters now!!

    Haha!! :T Yes!! MSE is spending rehab!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    This board does have a reputation for being the friendlist.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    :j Yey! Just found some Spendaholics episodes on YouTube. Remember that show from bbc3? Some good tips picked up already.

    Maybe getting out cash for food is the way & my current account is solely for direct debits & CC is the way forward? Means I could... dum dum duuuuuuum...leave my debit card at home :eek:
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Morning (just in time to say that :p)

    Hope all is well x
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    Hiddenidenity wrote: »
    Morning (just in time to say that :p)

    Hope all is well x

    And afternoon now! You're doing so well with your October NSDs! I'm counting today as a NSD even though I have spent £1.70 because I found a £2 coin on the floor this morning :money:

    I probably should have squirreled it away but I was desperate for some fruit so went for an Innocent Smoothie (the green one with no bananas - so much nicer than the normal ones!) :p

    Anyway waffle over... must do some work and earn my mahoney! :cool:
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Hugandroll
    Hugandroll Posts: 116 Forumite
    I am going to join you all in November for the NSD challenges, not organised enough this month and I'm still finding my feet.
    K&Co (0%) [STRIKE]£58.40[/STRIKE] £0; Nat West O/D (18%) [STRIKE] £950 [/STRIKE] £937.26 Barclaycard (21.9%) [STRIKE]£1,039.01[/STRIKE] £799.06; Barclayloan [STRIKE]£4,756[/STRIKE] £4,637; mum (0%) [STRIKE]£35,000[/STRIKE] £35,000 0% Total Debt [STRIKE]£41,803.41[/STRIKE] £41,373.32 :eek:
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