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Debt Free By 30 - Mission Possible?

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  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi mockingjay, just been reading your diary and I really like your debt free attitude and the way you have thrown yourself at the mission with gusto!

    I like Zooey as well :)

    The person with the car in the car park is probably in debt and paying it off, it's usually the unassuming person who isn't wearing or driving anything flash that has pots of money in the bank!

    My partner is a bit flash with his fancy hair gel that costs 8 quid and his diesel and g star and calvin klein clothes and pants, and I'm a matalan girl and 5 pants for a tenner type - he's always having to borrow money off me!

    Good luck on your debt busting!
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    Thanks guys! I know it's evil but I was thinking she must be getting herself into debt somehow and she's ALWAYS going abroad. There must be at least one maxed out credit card in her Mulberry purse right... ;)

    Just transferred £200 from current account to CC as it was just sitting there & I still have another £300ish available. I used to hate moving out of my current account in case I needed it. By 'needing it' I mean, in case Marc Jacobs bought out another perfume. Damn his lovey scents!

    New debt free date is December 2013! :D
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Exactly right, you never know who is in debt, so ignore everything they buy!

    Well done on the new DFD :T

    And I'm currently really wanting Marc Jacobs Dot :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Hugandroll
    Hugandroll Posts: 116 Forumite
    Hi, I've read your diary and am subscribing. I've just jumped on the debt free wannabe bandwagon and its always good to read about someone else's progress to inspire and keep you on the straight and narrow :).
    K&Co (0%) [STRIKE]£58.40[/STRIKE] £0; Nat West O/D (18%) [STRIKE] £950 [/STRIKE] £937.26 Barclaycard (21.9%) [STRIKE]£1,039.01[/STRIKE] £799.06; Barclayloan [STRIKE]£4,756[/STRIKE] £4,637; mum (0%) [STRIKE]£35,000[/STRIKE] £35,000 0% Total Debt [STRIKE]£41,803.41[/STRIKE] £41,373.32 :eek:
  • Well done Mockingjay... Get those CC cleared!! Your gonna beat me no with that new day well done!! Treat yourself with new perfume NEXT Christmas... I'm hitting the airport on Thursday! I'll need to get blinkers on to a avoid the perfume...:o:o
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • :wave:Morning

    Just thought i'd pop back and say Hi, Your still ging really well. :j

    xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    Thanks guys!

    Beccie - My lovely Mum bought me Dot for my birthday. It smells lovely but it doesn't last very long. My Body Shop 'Love Etc' was a quarter of the price and lasts all day. Damn Marc and his pretty packaging!! ;)

    Hug&Roll - Yes following diaries is inspirational! I hope one day I can do that for someone! I'm following around 15 at the moment!!

    Kat - Stay strong at the airport! But no harm in asking if they have any samples you could try...! I once came away from Boots with 5 miniatures!

    Hannah - Thank you sweets! I can't get debt free soon enough! I want too many pretty things - MUST RESIST!

    Off to get some sausages for dinner now. I will only look at the meat aisle and the not clothing/dvds/skincare/candles section bit...! :)
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    £15 spent on a top up shop that should feed us lunches for the rest of the week AND I got half price asparagus :beer: Living the dream!!

    Time to catch up on everyone's diaries whilst my lovely boyfriend cooks us up some sausages :p
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Hugandroll
    Hugandroll Posts: 116 Forumite
    Well done on the top up shop :)
    K&Co (0%) [STRIKE]£58.40[/STRIKE] £0; Nat West O/D (18%) [STRIKE] £950 [/STRIKE] £937.26 Barclaycard (21.9%) [STRIKE]£1,039.01[/STRIKE] £799.06; Barclayloan [STRIKE]£4,756[/STRIKE] £4,637; mum (0%) [STRIKE]£35,000[/STRIKE] £35,000 0% Total Debt [STRIKE]£41,803.41[/STRIKE] £41,373.32 :eek:
  • squinky
    squinky Posts: 76 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hello

    Love your posts, just wanted to wish you all the best, you seem to have the right attitude and when you start seeing those numbers go down it's real motivation :) I set myself a challenge very similar to yours and managed to get debt free (well apart from student loan) by 30, I'm now 31 and desp. trying to save but have a sneaky lil'£500 credit card balance and a shiny big bottle of Dot that is so lush but you're right the scent doesn't hang round that long at all.

    Anyway good luck treacle, you're in the best place for motivation and inspiration!

    Xx
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