What would you do with a dodgy note?

edited 30 November -1 at 1:00AM in Money Saving Polls
92 replies 42.9K views
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  • MarkyMarkDMarkyMarkD Forumite
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    Not sure what I'll do next time I get a dodgy note.

    Last year - when I was a final year mature nursing student and as skint as I've ever been in my life - I drew £40.00 from a local cash machine. As I put the two £20.00 notes in my purse it was obvious that they were made of the wrong type of paper - they were far to thick. As the cash machine was part of the Royal Bank of Scotland I immediately took the notes in there. The notes were examined and I was told it was nothing to do with them as they were Clydesdale Bank's notes. Therefore I immediately walked over to the Clydesdale Bank and presented them there with the honest explanation of how I had come by these notes. My name and address were taken and about ten days later I received a very curt letter saying that as the notes were fakes they had been destroyed.

    All well and good for everyone except me who had lost what amounted to two week's food budget for myself and my son.

    Who said honesty pays? Would I be so honest in the future? ........... ?????????
    I don't think honesty was the issue there. RBS were talking rubbish and should have refunded you - it was THEIR ATM and their responsibility for it being filled with fake notes. The fact the notes said Clydesdale Bank on them is completely irrelevant. You should have taken it further with RBS, not accepted being fobbed off onto Clydesdale.
  • I would pay it into my account with a few others I think. Some notes look a bit dodgy yet are legit and some look legit and are not. I dunno if Ive had any or not.
    Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults
  • Stooby_2Stooby_2 Forumite
    3 Posts
    D. Try to pass it off as real in a shop


    I suppose it would depend more on weather or not you could afford to loose the £20 or not. £20 may not seem alot of money to those who can afford for it to be taken off them but for the people who need the £20 to feed their family I think the correct answer there would be to feed thier family. It may not be the 'right' thing to do but is definatly right in my view for the sake of their family.

    Ide spend it, £20 is alot of money to loose just for the sake of doing the 'right' thing.
  • I was handed an old £5 note in my change in Asda, I noticed it as I was putting it into my wallet and handed it back to the checkout assistant, who then showed it to his supervisor, who then tried to inform me that they don't accept them! It took a moment or so to explain that I wouldn't accept it from them either!
  • MarkyMarkDMarkyMarkD Forumite
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    Stooby wrote: »
    D. Try to pass it off as real in a shop


    I suppose it would depend more on weather or not you could afford to loose the £20 or not. £20 may not seem alot of money to those who can afford for it to be taken off them but for the people who need the £20 to feed their family I think the correct answer there would be to feed thier family. It may not be the 'right' thing to do but is definatly right in my view for the sake of their family.

    Ide spend it, £20 is alot of money to loose just for the sake of doing the 'right' thing.
    Yes, good argument Stooby - not.

    For Stooby and all those who think that passing off dodgy notes in Tesco is OK, why not just shoplift the food from Tesco (as it's needed to feed their family) and save all that wasted effort passing off the dodgy notes?

    D'oh!
  • DavidboyDavidboy Forumite
    922 Posts
    To be honest I don't know if I would KNOW it was a fake or not. The forgeries are so good. To my knowledge I have not had one, but there again....???

    On the poll there should be another option would you be able to recognise a fake note?


    D
    What goes around - comes around
    give lots and you will always recieve lots
  • I guess I'd try to pass it on in a shop (thieving, I guess, if you do so knowingly, but hey, how do you think the likes of Tesco earn billions in profit without charging extortionate prices on groceries?).

    The only difference between them and us is businesses rip you off legally, but as a consumer you have the choice to buy their goods or not. The downside is that if there is an overwhelming increase in the number of forged notes a shop receives, the first port of call of the big execs is to pass their losses on to the poor sods who enable them to live the lavish lifestyle that they do.

    What then? - till the ground and become a farmer. Thats your fruit veg and meat sorted. Til Tesco approach you to supply their stores and shaft you again. Lose lose situation it sounds like - any spare forgeries flying around????
    :mad: Its better to be mad than to be a mute. Everyone hears the grievance of a madman - whether they acknowledge you or not. The mute is as good as dead... :D

    :j I now have a Prince :j
  • MarkyMarkDMarkyMarkD Forumite
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    Or, just as likely, you pass a dodgy note off to Tesco and they penalise the member of staff who should have spotted it. :(
  • Keep a pen in your pocket to check every note that comes your way.
    Don't use cash any more.
    Don't worry about any of it!
    Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults
  • I used to work for Thomas Cook, and the amount of dodgy notes that came our way was ridiculous, either people paying for their holidays in cash (hiding the odd dodgy one) or in foreign currency. We went on courses to help us understand forgeries, and the crime behind their production.I personally believe that passing on a known or suspected forged note is wrong, as it perpetuates the orginal crime. Just as I would not accept stolen goods, I would not accept a forged note. If I ever got given one I would take it to a bank, or back to the place that I got it from ( I am sure I would know where I got 20 quid back in change from ).
    Proud single parent - clearing debts before they get on top of me! :j
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