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What would you do with a dodgy note?

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  • TITEASCRAMP
    TITEASCRAMP Posts: 1,744 Forumite
    My Charity is my family at the mo
  • Brighouse
    Brighouse Posts: 14 Forumite
    Hang on folks, it is a criminal offence to pass on a dodgy note, regardless of where you spend it. Tsk tsk, didn't realise there were so many dishonest people here.

    (easy for me to say I NEVER use money, EVER.)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Brighouse wrote: »
    Hang on folks, it is a criminal offence to pass on a dodgy note, regardless of where you spend it. Tsk tsk, didn't realise there were so many dishonest people here.

    (easy for me to say I NEVER use money, EVER.)

    So whatever happens you are b*ggered! :confused:

    You can't pass it on because it's illegal to pass on forged notes. You can't be in possesion because it's illegal to knowingly be in posession of forged notes. And you can't burn it because it's illegal to deface the queen!

    :rotfl:
  • toys19
    toys19 Posts: 32 Forumite
    Blimey, I would be too scared to pass it off, what happens if you get caught and reported? You guys are all obviously not as afraid of the cops as me. I'm afraid I would have to go back to the person who gave it to me and demand a refund or threaten the police, if that didnt work then I would report it to the cops.:confused:
  • Chocmonster7
    Chocmonster7 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts
    I'd take it to the bank but instead of handing it over to them I'd pay it into my account (maybe with a few extra pennies to disguise the amount), then get a "replacement" note from the cash machine.
  • paradoxia
    paradoxia Posts: 80 Forumite
    If you can tell its a forgery then I'm pretty sure a bank will be able too....
    It's illegal to try and knowingly spend it, but if you hand it in then your £20 out of pocket... it's a lose/lose situation really.
  • petetidball
    petetidball Posts: 143 Forumite
    If I could afford to chuck away £20 then I'd get rid of it. But I can't so I'd try to pass it off. I remember when I was a wee lad in Liverpool there was (allegedly) a butchers shop that knowingly took forged notes and just sent them into the bank with all the real ones as they were covered for forgeries if the bank noticed. But if it was one note in the middle of tens or hundreds of notes, the teller may not notice.

    I'd have to agree that I'd happily pass it off to Tesco. Or there is the other option of giving it to the relative you really don't like for their birthday....
    :confused: Pardonez mois, mais votre cheval est dans mon cochon d'inde. :confused:
    Proud to be dealing with my debts: DFW Nerd 610
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It is a sad indictment of the people who use this site that 55% of people think it's OK to defraud someone else by knowingly give them a suspect note. Whether that "someone else" is an individual or a large corporate doesn't affect the legality of the situation - or the morality, for that matter.

    As several others have already posted, the only "right" answer to this question is to hand the note in to a responsible authority. But given that the note is only suspect, rather than definitely fraudulent, I would take it to my bank and get their opinion. And obviously if they are happy with it, I'd let them take it off my hands in exchange for a more convincingly genuine one.
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    "It is a sad indictment of the people who use this site that 55% of people think it's OK to defraud someone else by knowingly give them a suspect note. Whether that "someone else" is an individual or a large corporate doesn't affect the legality of the situation - or the morality, for that matter."

    Not necessarily a logic point - you may think its a sad indictment of those that voted (im not going to voice an opinion while the poll is running) but to say that it reflects those who use the site doesn't add up. Actually the numbers using the site, those voting and the fact this goes in the email means its a rather good cross section - at least of the web using population anyway

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • mikeywills
    mikeywills Posts: 929 Forumite
    I don't see what the problem is here. I recently got passed a forgery unknowingly and then went on to try and buy some sandwiches with it still unknowingly. The sandwich shop pointed out to me that it was a forgery albeit a very good one and recommended I took it to the bank.

    I did this, and explained to the cashier the circumstances and she exchanged the fake note for a real one no quibble. I am not sure whether this is the case with all banks, but the Lloydstsb I used were more than happy to oblige.

    This I hope takes the cash out of circulation and you are not penalised by it, why try and fob some unsuspecting trader off with a fake if you know it is one, when banks will exchange them.
    I had a plan..........its here somewhere.
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