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What would you do with a dodgy note?

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  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How many of those (myself included) that would pass the note on, would also be interested in purchasing a £20 note for £10?

    Er. No, I'm not offerring BTW. Just a question.:)
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
  • Mark7799
    Mark7799 Posts: 4,806 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    MarkyMarkD wrote: »
    Or, just as likely, you pass a dodgy note off to Tesco and they penalise the member of staff who should have spotted it. :(

    In my banking days, a training exercise we used was to give a cashier a bundle of notes and ask them to take out the forgeries - the people I worked with had a very good record of spotting them.
    Gwlad heb iaith, gwlad heb galon
  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm not confident I would be able to spot a fake :(

    Suze

    canny_star wrote:
    Just as I would not accept stolen goods, I would not accept a forged note. If I ever got given one I would take it to a bank, or back to the place that I got it from ( I am sure I would know where I got 20 quid back in change from ).
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There is a lot of variety in the quality of fakes. Some of them simply feel wrong - the paper is the wrong thickness or quality, the printing is the wrong quality - but some of them are incredibly good and I'm sure that there are bank staff who don't notice them.
  • Paul1sh
    Paul1sh Posts: 43 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I've had the misfortune of being handed forged notes when I was a shopkeeper and it was very embarrassing for the customer to be detained whilst the police came to interview them.If you handle large quantities of notes all day everyday you can spot a fake a mile off.For all those people who've said they'd hand it in at Tescos etc. would you still be saying that whilst having your free ride in a police car to the station?
    "As we know, there are known knowns. There are things we know we know. We also know there are known unknowns. That is to say we know there are some things we do not know. But there are also unknown unknowns; The ones we don't know we don't know."

    Donald Rumsfeld
  • As a small business owner and someone who has receieved forged and out-of-date notes, I am apalled at the number of people that would knowingly try to pass them off. But at the same time, it is very difficult to tell if something is forged. The Bank of England's website is very helpful and gives advice regarding current notes in circulation, those that are legal tender and how to spot forgeries.

    If you have and "old" note as opposed to a forged note, your own bank should change it.:o
  • Poll Started 3 April 2007: What would you do with a dodgy note? You discover you've been passed what you think is a fake £20 in your wallet/purse and aren't sure where it came from; which of the following options is closest to what you'd do?

    D. Try to pass it off as real in a shop 54.8% - (3309 Votes)
    B. Take it to the bank 28.6% - (1731 Votes)
    C. Take it to the police 12.4% - (752 Votes)
    A. Bin it. That's life! 3.9% - (240 Votes)

    Total Votes: 6038

    Thanks to everybody that voted! To discuss these results, click reply and post below.
  • BruceyBonus
    BruceyBonus Posts: 1,143 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    toys19 wrote: »
    Blimey, I would be too scared to pass it off, what happens if you get caught and reported?

    Exactly the same as would happen if you didn't realise it was fake, spent it and got caught and reported.
  • MarkyMarkD wrote: »
    Yes, good argument Stooby - not.

    For Stooby and all those who think that passing off dodgy notes in Tesco is OK, why not just shoplift the food from Tesco (as it's needed to feed their family) and save all that wasted effort passing off the dodgy notes?

    D'oh!

    Is the only correct answer for you MarkyMarkD you own, and all others are wrong? :rolleyes:

    If I had to steal to feed my family I would do so, my family would come first. However this was not the question. You were given a dodgy note in your change, in this case through no fault of your own you would be out of pocket for handing it over to the police/bank. If you could not afford for this to happen then I see no choice but to use the note you believe could be dodgy.

    If you were to be reimbursed by the bank for handing the note in i'm sure everyone would choose to do this.

    You point would be valid MarkyMarkD if the question was about printing out your own notes with the intent to speand them in shops, however this is not the question... The intent to steal was not there when recieveing the dodgy note in change.
  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How come you called the police? Are you bound to do this by law? Did you offer them the opportunity to give you a real note? They might not have realised!

    A proper crook would run out of the shop before the police came, no?

    Suze

    Paul1sh wrote: »
    I've had the misfortune of being handed forged notes when I was a shopkeeper and it was very embarrassing for the customer to be detained whilst the police came to interview them.If you handle large quantities of notes all day everyday you can spot a fake a mile off.For all those people who've said they'd hand it in at Tescos etc. would you still be saying that whilst having your free ride in a police car to the station?
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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