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Enjoying the journey to becoming debt free - paying back the credit cards

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Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Thanks for all the well wishes - not feeling that great today but hey not to worry as I'll be taking it very quiet today. I do need to nip to the shop for a few bits for the week ahead but that is it

    Feel better for writing 1500 words yesterday and much less stressed now up to 5500/12-15000. 500 words or so to write this morning then update reference list.Then plan discussion section to either start today or tomorrow for 1st draft which will be another 3000 words to add on

    Banking checks time before I start
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Work is crawling slowly towards the 3000 word mark at 2700 or so written. Think that will do for now.

    Have walked up to the Sainbobs to get those few bits and certainly not feeling great as a result so not up to much.

    Counted up those pennies and silver saved - another £10 saved insilver and up to £8 in copper to add to the total which is now £275 in total.

    Really pleased with that total to take away for the birthday trip and I am still saving with 2mths to go. There will be enough to buy myself a pressie and treat us all to meals and treats!

    Will definately carry this on as I can get some great savings results from not trying that hard - will just needt o think about a new goal to aim for - eg holiday spending money - yes, that's the one!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Upto 6937 words now totalled leaving a minimum of 5063 to go

    References updated so that's another job done until the next lot need doing and checking

    Time to look at the list of instructions and see what other tasks need to be properly completed while I feel very rough

    NSD 4 today and no clothes spend day 4
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Have broken through the 7000 word mark now with more referencing and tidying up done this morning - 7037

    4963 left to go

    Think that is 2 sections completed
    More time consuming sections done too this morning - the title page, separate abstract and so on
    References all updated

    Might have a go at finishing the introduction section now and leave the discussion section for a bit longer - will see

    NSD 5 today and waiting to hear from the vets to see if my little dog is ok. Have vet fees to pay but this comes from a separate savings account all saved up in advance to pay for this.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Yeah! my little doggy is back home safe and sound. All well there.

    Sorted out more papers this afternoon to get rid of ones that aren't relevant and include the ones that are and add them in the work and reference list.

    Not much else to report apart from the £40 saved from the vets fees have gone into my holiday saver account which is a good outcome there instead of frittering it away like I would have done a year or so ago
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Enchanted21
    Enchanted21 Posts: 230 Forumite
    The dissertation sounds like its coming along nicely :-). Hard work now, but it will be worth all the time and effort when you have your hat and gown on :-). That's if you have graduation?

    Glad little doggie is home safe and sound. They are such a worry! I worry as much over the dog as I do the kids sometimes..... At least the kids tell you what's wrong...... At least 100 times.... Lol.

    As BeanieLou says, "Keep On Plodding" :-)

    You are doing really well with the NSD...... I need to conjure up some NSD magic........ Sprinkle a little my way, please :-))
    Debt total before IVA = £43,350.
    "If I go looking for my heart's desire again, I won't go any further than my own back yard," ~ Dorothy Gale.

    £10,000 / £0
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Here's some NSD sprinkles of stardust - twinkling off towards you!

    NSD wise - the thing that has helped me is planning. Plan the spend days. I now draw out the petrol and food money in one go to stick to the budget I have set myself and stop over spending in these areas like I used to

    It's NSD 6 for me today and I am writing now the discussion section which will come in some where around 2500-3000 words. Off I go then!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    8345 words now written leaving a minimum of 3655 to go

    1155 written on 1st draft of discussion section - will need some redrafting before it gets to final draft stage but at least its a start

    Chest infection not clearing up at all and feeling very chesty, phelgmy and sore so its another early night here
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • *sending healing and dissertation vibes*

    Hugs lovely.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Thanks Pippi - certainly need those vibes as I don't feel too great at all. Will see if I can get back in at the Drs for some more advice.

    So today I need to pick up some bits from the shop out of the food budget and crack on with the discussion section and that's about it

    Today should be a NSD as not buying anything else and also another no clothes spend day
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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