I have a dream...to be a MFW

ajmoney

Have just dug out all the gift vouchers etc that we have

£49 ish B & Q
£10 Homebase
£20 Tesco
£30 Debenhams
£25 M & S
£20 Ikea
and a £10 note
I think we also have over £100 in theatre tokens! Mr AJM and I really need be a bit more proactive with stuff!

I have decided January's challenge is going to be less wasteful with food, something we find we do far too much. We have a couple of meals worth of food in the freezer, have a new meal we want to try after relative visiting this week and a plan of mine to use the M & S voucher towards one of their meal in deals so I am hoping we can get by with buying essentials only in the supermarket this week. I fear we may come unstuck when we leave for my mum's tomorrow and have too much bread left but I will try and freeze it without Mr AJM seeing if it is still in date.

I need to do a shopping list tonight as we will be doing the shop on the way home and I do not want to forget stuff that means we will buy more or buy extra and then not know what to do with it. I am planning on making our lunches for work for the month this weekend and buying as much stuff for that as possible to make life a little less stressful!

I tend to rant when I get going so if you have got here then well done but be aware next time that when I get excited about saving money I tend to go on a lot!

ajmoney

We also have £75.64 worth of nectar points!

newgirly

Wow that's some voucher stash you have there!

gallygirl

nattypants wrote: »

I have actually just posted a message to you on GGs diary, however with regards to the summary;

Have a mortgage (paying off)
Go on holiday
Have a BTL (paying off)
Go on holiday
Have a house in Spain (payed off)
Accidentally buy a house
Go on holiday
Almost accidentally buy another house
Generously lends a neighbour a whack of money
Go on holiday
Start to clear the garden (from memory driveway)
Go on holiday
Meet NP ([STRIKE]happiest[/STRIKE] weirdest moment in life)
Buy a tumble drier
Pay off BTL
Throws a party

NP:D

Fairly accurate :cool:. You forgot thrupennygate where I got short changed 3p :eek:.

ajmoney

gallygirl wrote: »

Fairly accurate :cool:. You forgot thrupennygate where I got short changed 3p :eek:.

But could have nabbed an extra 1p, see I kind of pay attention!

gallygirl

ajmoney wrote: »

But could have nabbed an extra 1p, see I kind of pay attention!

:rotfl::T:D:):D:T:rotfl:

ajmoney

Just opened another silly savings account where I can put my OPs. The plan is to transfer in a £1 a day plus any extra money like expenses, £co etc and then just see what I have to make up at the end of each month. If I don't make any money then I will have to find at least £100 which I hope can come from teaching if I am stuck. I think any extra savings like council tax free months and any savings on insurances, utility reimbursements (sp?) will be OPd separately. This is the plan anyway!

nattypants

Hi AJ - I've sent you a PM regarding MS. I hope it does make sense, but if not (or you would like to discuss further) please give me a shout X

nattypants

gallygirl wrote: »

Fairly accurate :cool:. You forgot thrupennygate where I got short changed 3p :eek:.

I cannot believe I forgot thrupennygate:eek: this was indeed a pivotal moment in the world of finance, in fact I am certain that this had a knock on effect in the global markets and quite possibly caused the tipping point, or thruple-dip recession, as we now know it.

How you managed to pull yourself back from this fiscal cliff is truly beyond me GG:T

gallygirl

nattypants wrote: »

I cannot believe I forgot thrupennygate:eek: this was indeed a pivotal moment in the world of finance, in fact I am certain that this had a knock on effect in the global markets and quite possibly caused the tipping point, or thruple-dip recession, as we now know it.

How you managed to pull yourself back from this fiscal cliff is truly beyond me GG:T

I think I basically said 'show me the money' . What's the saying - 'look after the pennies AND the pounds' .

Don't mock. Tilly could have eked a week's worth of OP's out of that :rotfl:.