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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • Well update submitted, I've stayed on track with my planned overpayments but seem to be slightly further adrift this quarter but not as bad as the first update.

    Spidy pm your challenge number & balance over & I'll submit it if you want
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • I was going to put update in for you spidy but your sorted
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Thank you trix-a-belle and black taxi, for your kind offer, it's much appreciated, :) but I managed to get it sorted and I've now updated.
    Mortgage Free in 3-T2 : Started at £151,000 Nov. 2009 Mortgage Free Oct 1st 2015 :)
  • Have just sent my update looking good thanks to an endowment maturing.
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • greent
    greent Posts: 10,828 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just updated. We're on track at the mo, but Mr greent has been unemployed since May and that's now starting to have a real impact on our finances and OPs are now being minimal until a new job is secured :(
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Just updated - balance now £123,548 - well into the green because of endowment payout earlier in the year but other overpayments currently on hold as we have a florida holiday booked for next year & need to save up the spending money.

    Should start regular overpayments again in the new year & it will be a real challenge to reach our planned target at the end of year 3 - well it just wouldn't be as much fun if it was easy would it!!
    Declutter 2023  110/520
    Jan grocery challenge 324.44/350 25.56 spare
    Feb grocery challenge 204.45/280
    March gc 0/310

    23 minutes a day self care, decluttering, tidying or cleaning 
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Submitted my numbers - hopefully we're on track!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Hi all,

    Have just received my mortgage statement and have submitted/updated the chart. I am on track. Mortgage is tumbling south .....................:j:j! What a great feeling.

    Have a super weekend, everyone,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • September chart updated!

    This will be my last update with full offset payments before my wife goes on Maternity pay. Due next month! :eek:
    November 2016: Mortgage = £185,000
  • pavlovs_dog
    pavlovs_dog Posts: 10,219 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    posted my update. We've made up the ground we should have covered for charts 1 and 2 and are only a few hundred short of what I anticipate chart 3's target to be. Quite pleased with that under the circumstances :j

    Looking forward to hearing how everyone else has got on.
    know thyself
    Nid wy'n gofyn bywyd moethus...
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