We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

16970727475133

Comments

  • FB has been posting today - we're saved!:beer::j:T
    MFiT-T3 #149: {Q4/14} (£46,447)-->(£0) ~ +£46,447=100%
    Mortgage Free: 1st October 2014 :j
  • Put my update in today. Not sure what colour I'll be, the OP's have all but stopped recently due to circumstances.

    Good luck everyone.

    K_K
    Mortgage Paid Off 5th October 2013
    Back on with £71,000 July 2014
    Current Balance £58402
  • Gizmo247 wrote: »
    FB has been posting today - we're saved!:beer::j:T

    Been depressed, stupidly busy, on holiday, overdrawn and disorganised as hell - not necessarily all in that order.

    I've just done a quick post in my own diary if anyone is interested. I personally do need this challenge, as despite being mortgage free, I'm pretty broke just now and I need to build up some savings.

    http://forums.moneysavingexpert.com/showpost.php?p=63086681&postcount=1953

    Going to start on this challenge thread tomorrow evening...

    FB.
    Mortgage and debt free. Building up savings...
  • this thread will soon cheer u up FB,all our mortgage balances are slowly but surely getting lower
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • VoucherMan
    VoucherMan Posts: 2,806 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    black_taxi wrote: »
    all our mortgage balances are slowly but surely getting lower
    A little too slowly for some of us though. I think I'll be in the red zone on this update

    All part of the plan though as this year I've been building up an emergency fund rather than making big ops.

    Next year the fun begins :)
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    With a balance of £0.00 we are mortgage free today. :beer:
    I had to make a payment of £127 this morning to clear it.

    This is only temporary as we have just recently sold our house and are in the process of looking for a new one.

    We'll enjoy the feeling while it lasts.
  • voucher it took me 4 years to get out of red figures
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • uzubairu wrote: »
    With a balance of £0.00 we are mortgage free today. :beer:
    I had to make a payment of £127 this morning to clear it.

    This is only temporary as we have just recently sold our house and are in the process of looking for a new one.

    We'll enjoy the feeling while it lasts.


    :j:j:jCongratulations!!!!:j:j:j
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • ajmoney
    ajmoney Posts: 6,469 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    uzubairu wrote: »
    With a balance of £0.00 we are mortgage free today. :beer:
    I had to make a payment of £127 this morning to clear it.

    This is only temporary as we have just recently sold our house and are in the process of looking for a new one.

    We'll enjoy the feeling while it lasts.

    Congratulations, you have done it once so you will be able to do it again!
    MFW 2025 No. 7 £1931.07/£2700
    MFiT-T7 No. 6 £4214.98/£30,000
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    edited 9 September 2013 at 5:19PM
    Been depressed, stupidly busy, on holiday, overdrawn and disorganised as hell - not necessarily all in that order.

    I've just done a quick post in my own diary if anyone is interested. I personally do need this challenge, as despite being mortgage free, I'm pretty broke just now and I need to build up some savings.

    http://forums.moneysavingexpert.com/showpost.php?p=63086681&postcount=1953

    Going to start on this challenge thread tomorrow evening...

    FB.

    What a relief .... you were missed! We thought we missed your wave goodbye as you strolled into the sunset :D:D:D!

    I agree, the thread definitely keeps us on track. Without it I would probably have no savings and a large mortage.

    Glad you are back :beer:.

    Best,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.