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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • JoeyGrey
    JoeyGrey Posts: 984 Forumite
    Has anyone heard from Financial Bliss in the real world at all? He doesn't seem to have been on here for well over a month and hasn't updated the chart, which doesn't seem in character at all.

    Hoping all is well.
    :j
    I shall call him Squishy and he shall be mine and he shall be my Squishy.
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    JoeyGrey wrote: »
    Has anyone heard from Financial Bliss in the real world at all? He doesn't seem to have been on here for well over a month and hasn't updated the chart, which doesn't seem in character at all.

    Hoping all is well.

    http://forums.moneysavingexpert.com/showpost.php?p=61357839&postcount=1946
    He's gone away to recharge his batteries. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    Yes but that was back in May - he logged in back in June, but nothing since. Hope he is ok?
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    next update sept,while FB had a mortgage he did use the forum a lot more,also I think his job requires a lot more hours.
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    Hi All :wave:

    Just updated through googledocs to amend my target. Changes in our personal circumstances have caused me to reassess our situation. Rather than give up on my MF quest I am lowering my target. Hopefully in the future I'll be able to up our game again but for now I am happy to chip away at the mortgage AND deal with these changes!

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    reduced mortgage by £1388 aug

    overpaid twice by mistake,paid 2nd of the month to reduce interest payments and I forgot about it


    close to best milestone single figure mortgage

    g/l all
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • beth111
    beth111 Posts: 217 Forumite
    Just checked balance £142600- setting myself a mini target to get in under 140000 by next chart update.
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    black_taxi wrote: »

    close to best milestone single figure mortgage
    Great stuff BT :j:j:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can't believe how time has flown and I am too late for June's update :-(

    Oh well, updated now anyway and I think I've done 17.8% of my 3 year target up to June's update. A total of £6535 in overpayment to mortgage and savings made in the first 6 months (I'm doing a combination of both as trying to buy a new house!)

    It's looking likely I'll be up to a total of £32600 of a £60k target for the September update.

    All going well, I could be lucky enough to be able to start looking for a small 1/2 bed BTL property in June with a summer purchase with the hope I'd be able to save a little more money on a monthly basis to help me buy a nice place for myself by the end of this challenge. Hopefully it would allow me to exceed my £60k target savings - but I won't get carried away yet!!
  • pavlovs_dog
    pavlovs_dog Posts: 10,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Apologies for being AWOL and failing to post any updates at all thus far. Life has been rather tough the past few months and OPing has not been a priority.

    Rather than confuse myself I think I'll hang fire until the update to formally declare figures. Static OPs have been trickling away in the background, but now it is time to knuckle down and start clawing back some of the ground lost over the past 9 months or so.

    Mortgage is well and truly in the hundred-and-teens, so that is progress from our £121k start point.
    know thyself
    Nid wy'n gofyn bywyd moethus...
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