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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #129 posted my update and still red but planning a bigger OP when the big plans materialise - hopefully in next 6 weeks. I'll post then so I don't jinx it now.

    Well done everyone
    SL
    Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
    OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    No 117 updated chart, I am still in amber :(
    I am about £372 behind the target or thereabouts if my calcs are correct. Which means each month I am getting more and more away from the 8.33% target. Will try and catch up but had a bad OP month last month with a few high payouts for other stuff. :(
    Should try and get back on track now.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Penny_pauper
    Penny_pauper Posts: 176 Forumite
    Hi Pammyj74
    you are doing much better than me, I'm firmly stuck in red at the moment :mad: but just need to keep on going. Mortgage currently 133936 (£4k more than in January :() A well some times life interferes with my plans!
    PP
    getting out of debt 1753/8350
  • Alion
    Alion Posts: 147 Forumite
    Another baby here too - we're expecting our first in October!

    We're behind the line as we're renovating and have accellerated our plan to get things done before baby arrives, but we're hoping to catch up later (totally ridiculous?)
    29/01/07 - Took on our first home for £225k, mortgage of £200,700, reduced to £70,224.44 in 6yrs
    16/11/12 - Moved to our forever home for £427k, mortgage of £270,999

    MFIT-T3 #2 - Reduce (new) mortgage from £270k to £225k whilst renovating and with our first baby on the way! £265,654.56 so far
  • Ewig
    Ewig Posts: 5 Forumite
    Hi all,

    I thought I had filled in the form last time (March) but my figures never made it on to the chart. I left it again till this time and once again have filled in the form. Everyone is talking about the changes on the new form. I just wonder if I'm missing something. Can someone give me some guidance> Thanks :)
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    https://docs.google.com/spreadsheet/viewform?formkey=dE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE6MQ#gid=0

    ewig I see chart your number 9,it's easy to confuse update forms,I did it wrong first time,if you put in your balance for 12th June you will be updated
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    when it says action to perform,click on chart update only
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Ewig
    Ewig Posts: 5 Forumite
    Thanks Black Taxi :) I have filled the form in so hopefully the chart will have my update when it is published. Thanks for your help :)
  • SillySod
    SillySod Posts: 68 Forumite
    Have just posted update. Still in the green but arrival of DS2 in July will mean 7-9 person-months of unpaid leave so a major dent in our finances. I think I might be starting to see red!
  • uropachild
    uropachild Posts: 522 Forumite
    I have just filled in the form to register for this. I do hope i am allowed, i know i'm late! :)
    Sarah. :p
    DD is 8 years old DS1 is 6 years old
    DS2 is 14 months old
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