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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

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Comments

  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ha. I'm good. Got back the middle of last week and been trying to ease back into things. Was the first ever trip abroad for our kids - 9 hour flight and we set the bar far too high with their first trip being Florida.

    Unfortunately, and despite me knowing this update was after I got back, I'm a bit unprepared for this update.

    I'll try my best to get the chart published this evening, but I suspect it's going to be later rather than sooner.

    For the people who have PM'd or are asking in this thread if it's too late to join, as long as you're happy to join, I'll get around to processing your request. May be later in the week - chart updates get priority :D

    FB.

    Wow, talk about coincidence, we're just back from Florida too - got back Saturday morning. The flight back home is a killer isn't it - takes a few days to feel human again. Hope you and the kids had a great time!!! :)
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Ha. I'm good. Got back the middle of last week and been trying to ease back into things. Was the first ever trip abroad for our kids - 9 hour flight and we set the bar far too high with their first trip being Florida.

    Unfortunately, and despite me knowing this update was after I got back, I'm a bit unprepared for this update.

    I'll try my best to get the chart published this evening, but I suspect it's going to be later rather than sooner.

    For the people who have PM'd or are asking in this thread if it's too late to join, as long as you're happy to join, I'll get around to processing your request. May be later in the week - chart updates get priority :D

    FB.

    Welcome back FB, look forward to hearing all about it

    Don't worry about us, I'm sure we can all wait for the update, it's not like loads of us don't keep our own beloved spreadsheets but it is fun seeing it on the chart and getting the FB sign-off :rotfl:

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    FB, I did my update via the [EMAIL="g@@gle"]g@@gle[/EMAIL] docs form a couple of days ago but now worried I sent the wrong amount as I'm now including savings which I've not done in the past

    I'm going to send a second form in just in case, sorry about this :o

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Welcome back FB - hope you had a fab time :)
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all

    Updated just now. Will be red, as killed my OP pot to pay off CC debts...anyway onwards and upwards. Its a marathon not a sprint!!:D

    Thanks FB for all the work on this

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lulabelle1 wrote: »
    Wow, talk about coincidence, we're just back from Florida too - got back Saturday morning. The flight back home is a killer isn't it - takes a few days to feel human again. Hope you and the kids had a great time!!! :)

    I stupidly did a 38 mile cycle ride the evening after (and after a 2 1/2 hour flight delay), which wasn't a good as an idea as I anticipated... :rotfl:

    I'm just about human now. Daughter slept for 16 hours when we put her to bed the first evening:eek:

    FB.
    Mortgage and debt free. Building up savings...
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OK. I've just mopped up some updates I missed off for chart 01 - this should hopefully now be up to date - I can't see any outstanding updates for it just now. Link in post #5 in this challenge thread.

    So, if you get the time and have the inclination to check your entry, please PM me if you spot any issues.

    I've currently got 15 unread personal messages - thanks for being patient - I'll get through it all.

    FB.
    Mortgage and debt free. Building up savings...
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You’re all doing great! Well done everyone. Thanks for showing an interest and keeping this challenge running…

    Here we go them. Here’s chart number two in this challenge:

    https://docs.google.com/spreadsheet/ccc?hl=en_GB&key=0AnhcWfGMRVgddE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE&single=true&gid=6&output=html

    Firstly, I’ve processed the challenge updates to date. Should you want to update either chart 01 or chart 02, it’s not too late – send an update in via the form (selecting the chart option you want to update) and I’ll process it in the relevant chart. Also, if any of your objectives are incorrect, PM me and I’ll address as quickly as I can.

    Secondly, I’ve been looking at numbers for far too long this evening. Not 100% sure everything is correct. Usual comment – if your entry is incorrect, message me and I’ll correct it.

    Special mention to ShALLaX and TwinnyD who according to the stats, have cleared their mortgages. Sorry – have a large part of this thread to catch up on!

    Another special mention to trix-a-belle who is just £25 short of being in the green for this chart. Anyone care to check down the back of the sofa – sure we could collectively come up with £25 :rotfl:

    Going to turn in shortly, but will get chart 03 up tomorrow, so you can see where you need to be for the September update. Get that date in your diary – 12th September, add a note to your smartphone, put a post-it note on the fridge etc.

    Will also process a few new registrations tomorrow too.

    Thanks for being patient.

    Financial Bliss.
    Mortgage and debt free. Building up savings...
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Cheers FB had found the £25 from a survey site payment I'm due but that may now have to go towards the £40 I'm going to be now down due to a particular pain in the rear, grrr. I'm still on track with my overpayment plan so I should catch up & get in the green by the next one regardless.

    Hope you had a lovely RELAXING holiday, you deserved it after all your hard work

    & Congrats to all those expecting MFiT t3 babies!
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Thanks FB .
    I'm in the yellow :) better than anticipated.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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