New Luma credit card ?

Moneyproblems111

No
Just means a credit check will be done and your found out in the post

gemstar_2

I applied last Thursday and my pin arrived on Tuesday.

Wednesday I got email and was able to log onto account.

Got £500 limit.

Lulee36

Had my card 4 moths they just increased limit to 2500

dazzaofdagenham

To 2500??? What was your limit prior to that?

Lulee36

I started with 1500. Put about 800 on and used the interest free so thus month I will pay it off in full. I got a letter saying that my limit will increase to 2500 on 23rd jan. I don't need that much as I pay it off but it's nice incase it's needed for an emergency

Mlq

I had a capital one card and defaulted, it's no longer on my file, I'm still making payments off it.

I have about 3 other defaults on my file, I applied for a luma and was accepted in November. I have a £1000 limit which I was amazed at. And it's interest free for a few months. I was asked if I wanted to do a balance transfer but I didn't say yes as I was nt expecting a high balance.

I also have a vanquis card, started off at 250.00 and is now up to £1750.00.

Recently applied for an aqua after they wrote to me saying its been 6 months since you applied, why not try again? I did and was refused?!

dazzaofdagenham

Lulee36 wrote: »

I started with 1500. Put about 800 on and used the interest free so thus month I will pay it off in full. I got a letter saying that my limit will increase to 2500 on 23rd jan. I don't need that much as I pay it off but it's nice incase it's needed for an emergency

Ok i started with a limit of 200 and had it for 4 statements now...No sign of a increase here..

Used it a lot for petrol and online shopping and always paying extra on the card.

Balance now stands at £50 as now interest will be applied from next month

Lulee36

You might get a letter soon my billing day is 22nd

dazzaofdagenham

already had my 4th statement produced online and no sign of a limit increase.

dazzaofdagenham

have many people had a limit increase on there Luma card ?

darren