New Luma credit card ?

blessed31

Hi
I applied for the Luma card yesterday online and received a message saying they need to do additional futther checks. has anyone else had this message?
I dont understand as I have a good credit score with experian.. Thought they'd just give a decision straight away.

Rionagh92

Hi all,
I applied for a Luma cc over a week ago and they told me I'd been accepted but I haven't heard anything from them. Not even a confirmation e-mail. As I've seen on numerous other posts this has happened to other people and in the end they've actually been declined. Show I give them a call or just wait it out and see what happens? Any help or advice would be greatly appreciated.

updaleft

You're approved for Luma Credit Card
We're really happy you've decided to become a customer. Now it's time to get everything ready, as your card is on its way.

Credit limit
Your credit limit is £750

I've read that people still got declined after this? it asked to setup a direct debit and to download the digital signed agreement.

Do i have to worry it won't work out?