New Luma credit card ?

daggz68

was that after you got the pin number?

Lulee36

Yes a day or so after

daggz68

Thanks. Just got to wait now then. Wish I could at least check what my limit is before hand though

dazzaofdagenham

Applied for a LUMA card in late August and got accepted.

PIN arrived last Tuesday and got login details via email today,
Just found out my limit is £200...

Shockingly low limit isn't it !

Darren

BugsyBrowne

dazzaofdagenham wrote: »

Applied for a LUMA card in late August and got accepted.

PIN arrived last Tuesday and got login details via email today,
Just found out my limit is £200...

Shockingly low limit isn't it !

Darren

Not really a shockingly low limit especially as this card is designed for people with a history of not paying back what they borrowed hence poor credit scorers.

Or people with no credit history.

samtoby

I have had a search done by Capital One. I assume this is LUMA?

sammie28

samtoby - could you tell me which CRA they searched?

dakkan

Both of us are on the same boat!.. but dont forget that we have until January 2013 for 0% interest free purchases;)

After that I might simply not use it or close it down! Cos my Cap one progress card is now at 18.5% APR which I can use if I need to.

samtoby

sammie28 wrote: »

samtoby - could you tell me which CRA they searched?

Experian.

daggz68

Got my card through today and log on details. Was surprised at what limit they allowed me!