What are your average monthly outgoings?? Mine first....

Fred_Bear_2

Hooloovoo wrote: »

For a 5 bed semi with only two adults? :eek:

Ok so a five bed house is bigger than average, but it can't be that much bigger.

8000 miles a month? Crikey.

So you must be getting around 55mpg. I guess that's the difference between a diesel and lazer's petrol car.

Sorry H, I missed your post before I posted mine. But I think CK is getting about 40mpg, not so good for a diesel.

I have found this thread very interesting, showing how people are paying vastly different amounts. E.g. For water £11 for 4 people up to £53 for 1
.
Fred

BugsyBrowne

Fred_Bear wrote: »

Is this for real?

How do you pay so much Council tax? This must be the UK's highest!

Annual fuel bill of £2880? Wow!

How do you get water for 4 people for £132 per year? I'm sure all us moneysavers would love to know this.

Fred

£300 diesel a week got me that's around 3000 miles a week.

CKhalvashi

Hooloovoo wrote: »

Why? Sounds about right to me.

200 miles a week, 800 miles a month. At 35mpg that is about 104 litres of petrol. At 135p/l that works out to £140 a month.

For a 5 bed semi with only two adults? :eek:

Ok so a five bed house is bigger than average, but it can't be that much bigger.

8000 miles a month? Crikey.

So you must be getting around 55mpg. I guess that's the difference between a diesel and lazer's petrol car.

Wgat I've omitted is that we paid £603k for the house :eek:

And sorry, I've calculated that on a weekly.

I do a lot of international driving for work; the car gets changed every year to reflect the mileage I do, but am hoping to get same-ish MPG from a 2.2 XF Sportbrake as I do from a 2.2 S-Max.

CK

CKhalvashi

Fred_Bear wrote: »

Is this for real?

How do you pay so much Council tax? This must be the UK's highest!

Annual fuel bill of £2880? Wow!

How do you get water for 4 people for £132 per year? I'm sure all us moneysavers would love to know this.

Fred

Sorry, £11/week.

We've got a large, expensive (band F, do not the highest) house. We paid )603k for it :eek:

It works out expensive, but I wouldn't change it for the world!

CK

innovate

CKhalvashi wrote: »

We've got a large, expensive (band F, do not the highest) house. We paid )603k for it

£426.54 for a band F property a month sounds rather a lot. Which council charges that much? You want to move. It's £173.44 in an affluent south coast borough.

Are you sure it is not £426.54 quarterly?

innovate

CKhalvashi wrote: »

Wgat I've omitted is that we paid £603k for the house

When did you buy your house?

In England, homes are put into a valuation band based on their value on 1 April 1991, not what the property is worth today, or what the purchase value was when it was bought. In Wales, homes are put into a valuation band based on their value in 2003, not what the purchase value was when they were bought.

noh

The most expensive areas appear to be around £2400 pa for a band F property.

http://www.telegraph.co.uk/news/politics/8448674/Middle-class-areas-pay-a-third-more-in-council-tax-but-receive-hundreds-of-pounds-less-per-head-for-services.html

http://www.elmbridge.gov.uk/taxation/ctax/ctaxbands.htm

http://www.richmond.gov.uk/home/council_government_and_democracy/council/council_tax/council_tax_property_bands_and_charges.htm

BugsyBrowne

I just hope we haven't got another barry bullsh*ter.

CKhalvashi

BugsyBrowne wrote: »

I just hope we haven't got another barry bullsh*ter.

I've been here a bit too long to be one!

I do admit a mistake! I had a quick look at online banking, and the rate in question is for two properties (which are normally paid together at the council offices); one band D, one band F.

http://www.eastherts.gov.uk/index.jsp?articleid=25659

Here's our local rates.

CK

innovate

Hey CKhalvashi, why don't you take a deep breath and re-post your monthly outgoings when you have got the real numbers? Hope it will be of benefit to yourself to know what goes out of your bank account for basic living expenses ;-) .

I know it's often difficult to stay on top of your finances when you have a busy job - -- but there's [almost] nothing more important than being in control of your finances.