What are your average monthly outgoings?? Mine first....

Keepgoing_2

So, I know this type of thread has been around before, but I'm in the mood to be nosy (and also need advice if my outgoings sound high or unusual or anything - they shocked me to be honest).

OBV please state no. of people and house size.

ME: only me, 2 bed house, PER MONTH
Mortgage £590
Council Tax £80
Electricity £80 (used to be £30 before the price hike )
Gas £40
Water £53
TV licence £12
Broadband + landline £26
Mobile £30
Home Insurance £16
Life Assurance (have to have for mortgage) £10
Car tax £20
Car Insurance £30
Commuting petrol £120
Debt repayment £35

I haven't included food (as it is so different for different people) or other petrol or toiletries or clothes, just bills.

What do people think?

Hooloovoo

Keepgoing wrote: »

What do people think?

Considering it's just you, you seem to be paying an awful lot for gas and electric. You aren't growing special plants, are you? [:rotfl:]

Off the top of my head ...

Three bed house, two adults.

Mortgage £523 (paid off by the end of the year)
Council Tax £70 (this is the equivalent 12-monthly figure)
Electricity + Gas dual fuel £62
Water £25
TV licence £12
Mobile £15 (unlimited SMS, unlimited data, 300 minutes)
Home Insurance £15
Car tax £14
Car Insurance £20
Commuting petrol £90

Total £846.

I don't have any life insurance and it is not a requirement for my mortgage.

No Sky or other TV package because it's waste of money.

spadoosh

Mortgage £540
Council Tax £110 (10 mths)
Electricity £37
Gas £40
Water roughly £300 every 6 months
TV licence pay annually think its about £140
Broadband + landline with sky
Mobile £15!! (just got it reduced from £65
Home Insurance £25
Life Assurance (have to have for mortgage) £25 (i smoke)
Car tax 6 monthly about £200
Car Insurance £85
Commuting petrol £20
Silly thing ive yet to cancel: £15-20

Sky: £55

So about £1000ish

Its me and g/f though not included any of her bills.

Barneysmom

Mortgage £325
Council Tax £127
Electricity £46
Gas £80
Water £18
TV licence £12
Broadband + landline + tv = £56 (about that anyway)
Mobile £33 for the two
Mortagage protection insurance = £25
Buildings/contents = £35
Personal insurance = £15
Car tax 0
Car Insurance 0
Commuting petrol 0
Debt repayment 0
= £772
(Dog's insurance £62)

I think I'm missing something, it normally comes to £850 before food etc?

OP your water's outrageous, can you get a meter?

lazer

only me (soon to be 2 adults after my wedding), 3 bed house, Mortgage £470
Rates £77 (monthly equivalent)
Electricity £30 (meter)
Oil £40
Water - inc in rates
TV licence £12
Broadband + landline + sky £32
Mobile £15
Home Insurance £22
Life Assurance (have to have for mortgage) £39
Car tax £10
Car Insurance £25
Car Maintenance - MOT, wheel alignment & contingency - £40
Commuting petrol £150 (200 mile a week)

Total £962 a month

Faith177

3 Bedroom house 3 adults

Mortgage £380
Council Tax £137 (10 months)
Gas £20
Electric £40
Sky, Broadband & Phoneline (altogether) £66 (depending on calls)
TV Licence £12
Water £36 (I think)
Homeserve £18 (I think)
Life Insurance £7.55
Animal food £60-80

Total £796.55 (this is between two of us)

Keepgoing_2

Thanks for all the answers, it's really helpful to see other people's figures.

Do you think £53 a month is a lot for water then? We already have a meter, although they haven't been to read it for some time - maybe I need to submit a reading!

Nope, nothing dodgy going on at mine re that usage of gas and electricity! But it seems high compared to all yours, esp considering I'm out all day. Better look into it.

InsideInsurance

2 bed flat with 2 adults

Rent 1150
Council Tax 130
Gas 45
Elect 40
Water 30
TV Lic 12
Phone, broadband, TV 84
Insurances 340
Contact lenses 26
Mobiles 70
Train Ticket 400

Total 2327

Above is total for both. Disadvantage of having latina wife is international calls and very warm home. Also effectively self employed and so high cost on the insurance fronts for income protection etc

SailorSam

Barneysmom wrote: »

Mortagage protection insurance = £25
Buildings/contents = £35
Personal insurance = £15

(Dog's insurance £62)

Barney must be something special if his insurance is more than your own.

JulieM

The cost of water does seem high for one person. There's 2 of us, bath/shower every day, washing machine on about 4 times a week, dishwasher on every other day, water the garden when necessary (when none left in water butt) and our monthly payment is just under £30.

It might help to look at the threads in the water forum.

Gromitt

Just me in a 3 bed semi-D (hey, I need the space!)

Council tax £90
Gas £30
Elec £30
Water £20
TV £12
Phone, broadband, TV £25
Various Insurance £50
Mobile phone £5 (100 mins, 100 texts, 3GB internet. Does for me)
Food £160
Travel costs to work and back £120

Total per month £542
(No mortgage, no rent)