What are your average monthly outgoings?? Mine first....

Hooloovoo

NoMoneyMummy wrote: »

Yes. Thank you. Our earnings do cover the above - they just need to be organised correctly.

Fair enough.

Your username and the information you have provided ("dire" situation and the fact you are in arrears on the mortgage) would suggest otherwise, but hey you go ahead.

Good luck.

Personally I'd have wanted to wait until hubby was back at work and the finances had recovered completely before getting up the duff again but that's just me. Colour me irresponsible.

Fred_Bear_2

3 bed semi in London (near Olympic stadium)
Mr and Mrs Bear only. (Baby Bear cooks her own porridge now.)

Council Tax.............. 169.00 (10 months @ 203.00)
Water....................... 13.00 (Thames) (meter)
Gas......................... 36.00 (OVO) (12,000 kWh pa)
Electricity................. 27.00 (OVO 100% green) (2,200 kWh pa)
Telephone................. 15.65 (BT inc calls)
Broadband.................. 9.50 (o2)
Freeview.................... 0.00
TV licence................. 12.00
Mobiles...................... 5.00 (ASDA PAYG) (estimate)
House Insurance........ 28.00 (Co-op)
Life Insurance............. 0.00
Car Insurance............ 31.00 (LV=)
Car Tax...................... 8.33
Car fuel.................... 41.00 (diesel) (4062 miles pa)

NoMoneyMummy

Hooloovoo wrote: »

Fair enough.

Your username and the information you have provided ("dire" situation and the fact you are in arrears on the mortgage) would suggest otherwise, but hey you go ahead.

Good luck.

Personally I'd have wanted to wait until hubby was back at work and the finances had recovered completely before getting up the duff again but that's just me. Colour me irresponsible.

Erm...he is at work :huh: As for the username, if I created a username 2+ years ago do I need to change it to reflect every situation when it changes?

NoMoneyMummy

Hooloovoo wrote: »

Fair enough.

Your username and the information you have provided ("dire" situation and the fact you are in arrears on the mortgage) would suggest otherwise, but hey you go ahead.

The situation is not dire - looking at the other posters comments about their mortgage being £100 or so (lucky devils) makes ours look dire. I wasn't relating that to the entire situation just the mortgage.

The entire situation, as it happens, is pretty positive at the moment.

Fred_Bear_2

Keepgoing wrote: »

ME: only me, 2 bed house, PER MONTH

Electricity £80 (used to be £30 before the price hike )
Water £53
Car tax £20

What do people think?

Hi Kg, these three figures jumped out at me.

The price of electricity hasn't really gone up much. Are you paying off arrears?
You are paying a lot for water. Most people use about 5 cubic metres per month - should cost about £10 to £20 per month plus standing charge.
Car tax £250 pa: I assume you have a fairly big car.

CKhalvashi

lazer wrote: »

Commuting petrol £150 (200 mile a week)

What are you driving? :eek:

5 bed semi, 2 adults, 2 kids, 2 rabbits.

Mortgage: £0 (!)
CT: £426.54
Gas/Elec: Approx £240
Water: £11
TV License: £12
Phone/Broadband/Sky: £62 (I know!)
Mobiles (I pay for DD1's): £130-ish (I do international calling for work)
Home/contents ins: £42
Car tax: £18
Car insurance: £186
Car service/maint: £200-ish
Diesel: £300-ish/week (I've done 97k miles in a '61' plate car!)
Total: £2300-ish/month :eek:

CK

Hooloovoo

CKhalvashi wrote: »

What are you driving? :eek:

Why? Sounds about right to me.

200 miles a week, 800 miles a month. At 35mpg that is about 104 litres of petrol. At 135p/l that works out to £140 a month.

CT: £426.54
Gas/Elec: Approx £240

For a 5 bed semi with only two adults? :eek:

Ok so a five bed house is bigger than average, but it can't be that much bigger.

Diesel: £300-ish/week (I've done 97k miles in a '61' plate car!)

8000 miles a month? Crikey.

So you must be getting around 55mpg. I guess that's the difference between a diesel and lazer's petrol car.

oldestgnome

Only me in a 2 bed terrace.

Mortgage..................515.00
Council Tax.............. 100 -10 months
Water....................... 10.00 (meter)
Gas......................... 13.00
Electricity................. 14.00
Telephone................. 12.25
Broadband.................. 10.00
TV licence................. 0 - I watch it on Iplayer etc
Mobiles......................10.21 SIM only 1GB data, unl texts 500 mins
House Insurance........ 21.00
Life Insurance............. 0.00
Car Insurance............ 22.00
Car Tax...................... 13.75
Car fuel.................... 200 commute 200 miles plus a week

pimento

Four bed house, two adults and a university student living away.

Mortgage £473
Council Tax £155
Electricity £45
Gas £40
Water £30
TV licence £12
Broadband + landline £26
Mobile £26.50 (contract ends in November, will go GiffGaff)
Home Insurance £22
Life Insurance £10.45
Car tax £20
Car Insurance £24
Commuting train £325
Debt repayment £0

We don't have Sky.

Fred_Bear_2

CKhalvashi wrote: »

5 bed semi, 2 adults, 2 kids, 2 rabbits.

CT: £426.54 :eek:
Gas/Elec: Approx £240 :eek:

Water: £11 :shocked:

CK

Is this for real?

How do you pay so much Council tax? This must be the UK's highest!

Annual fuel bill of £2880? Wow!

How do you get water for 4 people for £132 per year? I'm sure all us moneysavers would love to know this.

Fred