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What are your average monthly outgoings?? Mine first....
Comments
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Mortgage 350 Water 30 Gas 39 Electric 48 Debt 120 Shopping 150 Mam 60 Contacts 18 Loan 250 Fuel 100 Council Tax 80 TV 12 Phone / NET 55 Tumble Dryer 12 [B]£1324 :eek:[/B]
Basic salary is around £1400 per month but I do overtime to so it's usually an average of around £1500Owner of andrewhope.co.uk, hate cars and love them
Working towards DFD
HSBC Credit Card - £2700 / £7500
AA Loans - (cleared £9700)0 -
2 adults, semi detached house
Mortgage 602.25 Council Tax 135 TV Licence 12.12 Phone/Broadband 32 Home Insurance 12.77 Gas/Electric 72 Water 31 Life Insurance 28.86 Income Protection 32.53 Unemployment Cover 62.47 Food 2500 -
Fascinating.
Ours is dire.
3 Bed Semi. One child. One on the way.
Mortgage: £750 (paying arrears)
Council Tax: £130
Water: £20
Electricity: 130 (also paying arrears)
Oil: £130 (set aside for big purchase)
Phone/Broadband: £40
Sky: £40
Home Ins: £30
Car Ins: £30
Creditors: £150 (because we were stupid in the past)
Groceries: £60 (although it's usually £30ish)
Petrol: £110 (annoyingly)
Child's activities: £40
Then we put a little aside for things like replacing goods when they break, entertainment, christmas etc.0 -
NoMoneyMummy wrote: »One on the way.
Wise? Given the circumstances?0 -
oldagetraveller wrote: »In your o.p you say "only me" then "Do you think £53 a month is a lot for water then? We already have a meter".
However, £53 does seem excessively high. I pay £10/month, metered, sole occupant in a three bedroom semi.
Gas and electricity, as a comparison, I pay £85/month for both, just reduced from £92/month and £300 in credit at the moment. I suspect a further reduction is needed?!
LOL, I am used to saying 'we' because I used to have a friend living with me - and my two cats are like family, so 'we' still applies!0 -
Really appreciate all the replies, as people have said, this is both fascinating and useful! :-)0
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My monthly household bills for a 2 bed house with myself and one other are:
Council Tax £105
Gas & Electricity £86 (Hopefully soon to decrease as I am replacing my ancient, inefficient boiler)
Water £32 (unmetered)
TV licence £12
Broadband + landline £18
I also have personal bills for contents insurance (around £10 per month), mobile phone (£27 per month), pet insurance (£18 per month for two dogs) and my share of the mortgage/buildings insurance (£350 per month).
This brings my personal monthly spend for household bills to around £530 per month. Then of course there are car/fuel costs, groceries etc!0 -
Me & OH plus the cat
For the month. TV is paid every quarter
Npower Dual Fuel 117
House Insurance 10.22
Council Tax 112
Water 20.01
Vodaphone 62
Rent 595
Virgin 49
TV Licence 0
Total 965.23
Plus
Food 160
Bus Pass 108 2680 -
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