New Lloyds Vantage current account

hunsbury0

I tried to open a classic vantage BOS a/c online, but the site kept on crashing, so I opened one via telephone.

Am I correct in thinking that I can open 3 x BOS classic Vantage a/c s with £5k in each a/c (total £15k) &

I can transfer every month £1k from a/c 1 to a/c 2 to a/c 3 to a/c 1 again, using the same money (no new external money) & do not require any other direct debits eg utility bills to qualify for the 3% interest rate?

I intend to open 2nd & the 3rd a/c as soon as the 1st one is up & running.

Steve_xx

hunsbury0 wrote: »

I tried to open a classic vantage BOS a/c online, but the site kept on crashing, so I opened one via telephone.

Am I correct in thinking that I can open 3 x BOS classic Vantage a/c s with £5k in each a/c (total £15k) &

I can transfer every month £1k from a/c 1 to a/c 2 to a/c 3 to a/c 1 again, using the same money (no new external money) & do not require any other direct debits eg utility bills to qualify for the 3% interest rate?

I intend to open 2nd & the 3rd a/c as soon as the 1st one is up & running.

You are correct.

Gromitt

Not only that but if you have a few DDs, then you throw a Halifax account in there for good mix and manage them all from Halifax online banking.

Its upto you whether 2 DDs is worth setting up for an extra £5 each month.

hunsbury0

I already have a Halifax reward a/c to earn £5 every month, which is good.

The BOS vantage a/c I opened yesterday is now showing up on line.
Did not realise that it uses the same online banking as Halifax, which makes it even more easier.

I also rang BOS & opened another BOS vantage a/c.

He also told me that I am allowed 3 a/c s, but told me to wait 48 hrs as tomorrow is a Sunday before opening the 3rd a/c, which I shall open up on Monday.

I went to Lloyds, but they told me to wait till 23rd sept as they are still sharing with TSB at the moment.

I still have not had a letter about the LloydsTsb Vantage a/c which earns 4% interest which finishes on 31st October.

After that date it will free up 6 direct debits that I will be using to open Santander 123 a/c !! I know it has bad customer service.

ColdIron

hunsbury0 wrote: »

I know it has bad customer service.

I think you may be pleasantly surprised

Archi_Bald

hunsbury0 wrote: »

After that date it will free up 6 direct debits that I will be using to open Santander 123 a/c !! I know it has bad customer service.

What is the bad customer service for Santander 123 accounts? I have 3 of these accounts (oldest one for over 2 years now), no fundamental issue with any of them.

roxy28

hunsbury0 wrote: »

I also rang BOS & opened another BOS vantage a/c.

What questions did they ask regarding why you wanted another account?. or 2.

Gromitt

hunsbury0 wrote: »

Santander 123 a/c !! I know it has bad customer service.

No, it has some incompetent staff, pretty much like all banks.

I always thought "Bad customer service" from reading reports, it put me off opening an account, but now its become a no-brainer and I've only had positive results so far.

missile

4% vantage offer ends on 31st October _pale_

castle96

just about to try and open first TSB classic/enhance,, account. my other 3 a/cs seem to have been 'left' with Lloyds (I think !)

http://www.tsb.co.uk/current_accounts/classic_and_classic_plus_accounts.asp

3 accounts allowed