📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MFW: Next step towards total freedom!

Options
1242527293042

Comments

  • Orangetoes
    Orangetoes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    20 days wow!! That is amazing. Love the countdown! 🎈🎉
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 3 April 2021 at 7:52AM

    17 days to go! Brought to you by Ladytron https://youtu.be/s6jaYJx7yeI

    Final mortgage payment has been paid!  I’m now at £2.45 daily interest. I am paying off my mortgage this month! I can’t quite believe this is about to happen! I also have the redemption statement so I have everything I need in readiness to transfer the money on 20 April.  My spreadsheet was about £1.50 out compared to the redemption statement but I can live with that!

  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Only £42 of interest to go!
    So excited for you!
    Have you chosen your mortgage free song yet?
    I think your last mortgage day should be 'I want to break free...'😆
    If it's not adding up, compound it!
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Grogged said:
    Only £42 of interest to go!
    So excited for you!
    Have you chosen your mortgage free song yet?
    I think your last mortgage day should be 'I want to break free...'😆
    £42! Crazy! I have a mini countdown of songs planned for the final few days, a few favourites and I do like a bit of Queen!  I thought I was excited back in November when I paid off the further advance!! Ha! 
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £42!! Cannot believe it
  •  :o You're so close!!!
    I think you need George Michael's Freedom in your playlist somewhere towards the end of your journey. Because it's so true!!!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • Congratulations for the 20th... Whoop Whoop
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    I've not had much time to be on the board much so I was worried I'd missed your big day.  We'll all be here cheering you on, on the 20th.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
     :o You're so close!!!
    I think you need George Michael's Freedom in your playlist somewhere towards the end of your journey. Because it's so true!!!

    I was thinking Freedom too! GM and Wham! - Then I thought Bob Marley, Redemption Song.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.