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MFW: Next step towards total freedom!

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  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ahhhhh so close!! Clearly we need a party to celebrate, I suggest getting a bouncy castle.
  • South_coast
    South_coast Posts: 5,886 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    You can do all the sanitising every time someone's been on it then, KP 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spoilsport!
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 26 March 2021 at 8:48AM

    25 days to go! Brought to you by 25 or 6 to 4 Chicago https://youtu.be/iUAYeN3Rp2E

    Work has been really busy so I’m pleased it’s Friday. Not sure how I’ll switch off for 2 days but I’ll try! 

    I got cold feet about making “the” payment next month. Not sure why or where that came from.  My savings will be quite low after I make the payment so that’s playing on my mind but I’ve got a plan to replenish. 

    20 NSDs so far this month which means I might have a few pennies left to put in the mortgage fund. I think I can get to next weekend without fuelling the car and I don’t need to do a big shop for a while. 

    I’ve prepped many pots ready to sow seeds this weekend! @tallgirl 

    I'm not sure about how I’ll celebrate as 20 April is a work day so no bouncy castle! @killerpeaty maybe I’ll plan something fun for the weekend! 

  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Oooh don’t be getting cold feet! So many of us would be disappointed lol! And just think even if you ran out of money for a couple of days nobody can take your house because it’s all yours 😋

    it’s after the 12th April... I’d be celebrating in a beer garden lol x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    So close now.
    Understandable about that final payment, it's so symbolic.
    But as @FtbDreaming says, you're owning your own home, not losing your savings.
    Looking forward to hearing the corks popping! 😃
    If it's not adding up, compound it!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What a tune- 20th Century boy!

    24 NSDs is fantastic. So excited for your countdown- not that long to go now.

    So inspiring @caeler :smiley:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Excellent song choice and in having more NSD than you have to go!
    If it's not adding up, compound it!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TWENTY DAYS! It's horrible when your savings fall but it will bounce back. 
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