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MFW: Next step towards total freedom!

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caeler Posts: 2,638 Forumite

11 April 2021 at 10:46AM edited 11 April 2021 at 10:47AM

9 days to go! Brought to you by 9 In The Afternoon https://youtu.be/yCto3PCn8wo
This still feels surreal. Only £22.05 left of interest to go onto the mortgage. I’m sticking to a tight budget this month so 8 NSDs so far. I did do something off my post mortgage bucket list yesterday, there’s a book I’ve wanted for a long time, a big coffee table sort of book and it was discounted significantly so I couldn’t resist!
Thanks for all the final song suggestions.... see you in a few days for the final countdown!

7
slm6002 Posts: 4,388 Forumite

11 April 2021 at 12:11PM

So close - will be exciting to celebrate

Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.60
2
kimwp Posts: 3,006 Forumite

11 April 2021 at 3:10PM

Joining for your countdown

Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
2
eat_that_frog Posts: 266 Forumite

11 April 2021 at 5:15PM

That's a good tune for a sunny Sunday (well where I am anyway)!

Can't believe how close you are, you've done so well

Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.

2025 MFW #40

2025 Goals

Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
2
killerpeaty Posts: 2,658 Forumite

11 April 2021 at 6:47PM

SINGLE DIGITS!!!

1
Grogged Posts: 866 Forumite

11 April 2021 at 8:42PM

Feeling like a rocket countdown now!
9 days to to the launch of mortgage freedom.

If it's not adding up, compound it!
1
caeler Posts: 2,638 Forumite

15 April 2021 at 9:50AM edited 15 April 2021 at 9:50AM

5 days to go! Brought to you by Mambo no.5 https://youtu.be/EK_LN3XEcnw
Here we go, it’s the final countdown! It’s still surreal. But I’ve said that already. I can’t really think beyond next Tuesday at the moment.

4
Chiglepig Posts: 613 Forumite

15 April 2021 at 10:02AM

Now there's a TUNE!

2014 starting mortgage £165,000
2015 second charge £20,000 - Jan 2021 paid off in full
Current outstanding balance - £115,856

2
bubblycrazy Posts: 304 Forumite

15 April 2021 at 10:51AM

Ooh how exciting for you

MFW - Original balance 28/08/2014 £52850

Original MF date: 2049:eek: Aiming for: 2025 Current MFD: 2030
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168

1
Grogged Posts: 866 Forumite

15 April 2021 at 12:38PM

Great number!

If it's not adding up, compound it!
1

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