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MFW: Next step towards total freedom!

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  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nothing wrong with staying with your current ways, it's always exciting to bag a bargain!
  • This is so exciting @caeler and I think once a moneysaver, always a moneysaver frankly!


    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Full price is a disgusting thing to say! :lol:

    So excited for tuesday! It's nearly time to get the tea and biscuits out.
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    1 day to go! 

    Brought to you by Queen with Another One Bites the Dust https://youtu.be/rY0WxgSXdEE

    I’ve added one “frivolous unexpected unplanned spend “ to my post mortgage bucket list! I’ll find that one the most difficult one I think.  

  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Oooh as soon as I seen your thread I had Annie Tommorow in my head😊

    The sun'll come out
    Tomorrow
    So you gotta hang on
    'Til tomorrow
    Come what may
    Tomorrow!
    Tomorrow!
    I love ya
    Tomorrow!
    You're always
    A day
    Away!

    How will the big op be made? Can you just do it on online banking or do you need to go in the bank or anything? X
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks @FtbDreaming yes tomorrow, tomorrow! I'm able to simply transfer the money using online banking, so easy.  
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That would be super fun @Chiglepig I'll have to use my imagination as I think this milestone will be passing very quietly and discreetly! 
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