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MFW: Next step towards total freedom!
Comments
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Nothing wrong with staying with your current ways, it's always exciting to bag a bargain!2
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Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
2 days to go!
Brought to you Blur with Song 2 https://youtu.be/SSbBvKaM6sk
So what is there to say now we’re nearing the end of this epic life changing countdown?! Not much. I’m ready to get this done.
@eat_that_frog you are right, these money saving ways have built up over years and have become habit! I won’t change now!
@killerpeaty I do like a bargain, I hate paying full price for anything!
@grogged pleased to be making our overpayments together!
Have a great Sunday all!
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TUNE!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Full price is a disgusting thing to say!
So excited for tuesday! It's nearly time to get the tea and biscuits out.3 -
1 day to go!
Brought to you by Queen with Another One Bites the Dust https://youtu.be/rY0WxgSXdEE
I’ve added one “frivolous unexpected unplanned spend “ to my post mortgage bucket list! I’ll find that one the most difficult one I think.
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Oooh as soon as I seen your thread I had Annie Tommorow in my head😊The sun'll come out
Tomorrow
So you gotta hang on
'Til tomorrow
Come what mayTomorrow!
Tomorrow!
I love ya
Tomorrow!You're always
A day
Away!
How will the big op be made? Can you just do it on online banking or do you need to go in the bank or anything? XMortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!3 -
Thanks @FtbDreaming yes tomorrow, tomorrow! I'm able to simply transfer the money using online banking, so easy.1
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caeler said:Thanks @FtbDreaming yes tomorrow, tomorrow! I'm able to simply transfer the money using online banking, so easy.
I'd want something more dramatic than 'online banking tranfer' - Sweeping into a branch slamming a wedge of notes down on the counter and declaring "I think that covers it, consider my mortgage done", then turning to the (socially distanced) queue and bowing to whoops, cheers, and applause!
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8567 -
That would be super fun @Chiglepig I'll have to use my imagination as I think this milestone will be passing very quietly and discreetly!0
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