How many credit cards do you have?

anon_ymous

I suppose the person who said "living in debt" is technically right ie: you might "borrow" £100 from the bank on a credit card, and pay it off in full the next month. That £100 is technically debt because you effectively borrowed it from the bank

I have 2 cards.

Lloyds Platinum - Bog standard credit card. No rewards, or real perks. Just get a stupidly good amount of credit for a student. Most students simply can not get a 3K credit limit on their card

Capital One Classic Extra - £500 limit. 0.5% cashback. Will make this the priority one now, and then hopefully they'll increase my limit

Might get an Aqua card after Capital one hopefully increase my limit. Apparently, it took my friend 6 months before Capital one offered to increase their limit

The Aqua card is pretty good if you spend £277.83p or less every month