April Pin Money Challenge

moggins

Julie14 wrote:

hello everyone
I would like to save some money but when every penny counts and a BOGOF just makes my shopping money go further I don't see how I can put pin money away. Help please?

You don't have to have an actual PMS, you can have a virtual one instead, it still makes you feel good to know that you have saved some money that can go somewhere where it's needed more.

Virtual savings for me today

£2.20 - pork chops reduced to 70p per pack of two then a further 60 knocked off as it was buy 2 save 60p
50p - Baking potatoes - 2.5kg bag on special offer at 99p instead of £1.49
£1.20 - Chocolate eclairs reduced from £1.80 to 60p
50p - books - charity shop had buy one get one free.
approx £2 - seedless grapes 2lb - corner shop had them at 39p pound as a couple in each bag had gone manky. The guy in the shop let me have the whole bag for 40p and I took them home removed about 5 bad ones and the little one has her favourite treat for the next few days.

I went out with £4 in my pocket and have come back with 80P

calleyw

Another virtual saving of about £30 for this month.

My router stopped working. Packed it away as we where moving. Once moved and settled hubby opened it up could see nothing wrong with the contacts etc. Plugged it back in again and worked.

Yippeeeeeeeeeeeee.

That will teach me to spill coke over it

So far for the fixing my trousers and the router now working that is a virtual saving of £70.

Yours

Calley

omega_2

Opening Balance £36.76

This weeks PIN money: £2.54 from counting OH’s penny pot; £1.80 from coupon usage; £1.15 for buying reduced items at tesco and £15 from a very clothing package from a generous Nan for my daughter – (would this be cheating to include this? It’s for items which I would have had to buy for her before we go away next month – not just “extras” Mum probably did spend a little more than £15, but that was the budget I had allocated.)

Closing Balance £56.10

I think I’m going to make the £100 target for the end of the month, but to ensure my May money is anyway near the same, I need to do something about it NOW. I’ve been meaning to ebay some of my daughter’s outgrown, but not outworn clothes for a while, so I think it’s high time to get around to it. SO, that will be one of the Projects for the weekend!

calleyw

Virtual savings again. Vacuum is playing up hubby had a look and said that it is the motor is on it's way out. So rather than buy a newone I will just make do and wear ear plugs as it is so noisy until it finally gives up the ghost.

So a saving of about £50.

Might use it as excuse not to do any vacuuming


Yours


Calley

Queenie

Well done omega!! No, you are *not* cheating by including the £15 allowance - that is precisely the right way to view it (Does your Nan want to adopt my 2 "Nanless" boys?? ) You're doing great, good luck with Ebay - it's not something I'm into so can't comment, but hope you get some pennies to add to the coffers Keep up with the couponing and reduced offers, it soon all adds up.

calleyw - if you would like some real old style advice re: hoovering :idea:... (and I am quite sure you won't like this ) ... before I could afford a hoover, I used a broom and swept the carpets Saved on electric and great exercise!!!
Why do I get the feeling I need to duck :silenced:

Haven't got anything to boast of ... unless I count the fact that I'm avoiding the shops.

nicki_2

Managed to add 70p to my PIN money as money left over from last week. I cheated though in that I borrowed £4 from my daughter, spent £1 of it on bus fare (sore legs so I couldn't manage to walk back from the library on Tuesday if I was to be back in time to pick daughter up from nursery) and then took her to the shops where she spent some and I put the rest in my PIN money. She has got an IOU in her money box though saying "£4 - 12 April" so it's not like I will forget.

Tonight is shopping night. I've been through my cupboards, I know what I basically need, I'm about to do a menu plan which I'm hoping to stretch to 10 days and I know all the offers that are on (thanks to madaboutbargins). However, big change and challenge for me is that I plan on going to a farmers market on Saturday morning :eek: I've only been to one other and that was in Switzerland where a friend did all the talking since I don't speak the language well enough, so it's going to be a whole new experience for me :eek::eek:

Current PIN Balance : £3.01 (+£1.60, if OH doesn't claim this by Monday then its mine :shhh: )

calleyw

Queenie,

Or I could just buy a carpet sweeper a lot cheaper than a new vacuum. I have a bagless one and junk it gets out is unreal.

Don't think the previous owner had a very good vacuum

I will put up with the ear plugs. My mum has offered me her vacuum as she does not like it. It is a bagless vax. So I might buy her a vacuum of her choice and I get to have her old one.

Yours

Calley

tru

Saved £5.16 in Asda. At this rate I'll be able to replace my front door in about ooooooooooooh 4 years :rotfl:

System

I sold another load of tat last night for a tenner. I am going to have nothing left at this rate. :rotfl:

nicki_2

After deliberately only spending £17 in Asda yesterday (no fruit or veg this time made a huge difference to my bill!) I've had to give OH £10 out of the housekeeping to pay for train fare :wall:

Yesterday OH was shunted in the car. Not too much damage we thought, as far as we could see there was only some damage to the bodywork on the boot. We have a peugot 106 and it got hit by a 4X4 so OH was very lucky. We went shopping as usual without any problems (except OH using the credit card to buy a new mobile phone. Virtual savings of about £100 though as the one he bought was only £50 but the one he originally wanted was over £150 :eek: ). Anyways, this morning he comes to get in the car to head to work and as soon as he put the key in the ignition all hell let loose as the alarm went off (not good at 7.45am around here). Everything we tried failed so I'm now waiting on a mechanic (one we used for the repairs last time) to come out and have a look at it to see if he can fix it, if not I'm getting a recommendation from him. I wouldn't mind but he only excepts cash so if its more than £40 I'm going to be paying him out of daughters penny jar. In fact I'm going to come off the computer ASAP and start counting pennies. I can always write another IOU if necessary