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April Pin Money Challenge
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PMS Pot: £57.53 Pigsback Pot: £23.00
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Got another £27 to add to my own personal total. As I got my car tax rebate for £27.
So not a bad month all in all. Mind you I have spent half of it already on card making supplies
Yours
CalleyHope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin0 -
Well done calley! :j Er .... you haven't *spent* half of it .... you have *invested* half of it on your card making supplies
I believe this April "sticky" will be un-stuck sometime today/night because we now have the May one ready to run.
That doesn't mean you can't post your April totals!
Take omega as an example, in May, her starting balance is her April total: £106.32 In June, her starting balance will be the £106.32 from April plus her May total.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PMS Pot: £57.53 Pigsback Pot: £23.00
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Well my month ended on the 18th April but I don't think i posted the total I saved here, so here we go!
Reduced To Clear 7.62
Supermarket deals 11.53
Boots points spent 8.86
Train Fayres saved 4.05
Spare change 14.83
Selling unwanted items 45.01
Interest on savings 79.47
Grocery Challenge 6.39
Other 25.00
Giving a grand total of £202.76!
This was boosted quite a bit with interest being applied to our savings account but still came to about £100 without that so very pleased!Total Debt (27th Nov 08) £16,707.03 Now £5,102.72Debt Free Date [strike]Nov 2012[/strike] August 20110 -
Wow that is brilliant Crazy. Well done!!!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Wow crazy - that's very nearly my entire monthly income!
Bread and water for me I see coming up.
Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.Never ascribe to malice that which is adequately explained by incompetence.DTFAC: Y.T.D = £5.20 Apr £0.50
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Crazy!!!!! :T :beer: That's BRILLIANT!!! You're an inspiration, well done!~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PMS Pot: £57.53 Pigsback Pot: £23.00
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A quiet month for PIN money this month-only managed to save £44.78 so grand total since beginning of year is now £275.64. However have spent £150.00 of that this last month on Easter holiday and covering expenses in London whilst Hubby ran the Marathon-still if i hadn;t had it put by it would have had to of come out of our monthly income instead-now need to accumulate it back up ready for summer holiday in August so rolling total going forward is £125.640
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Jane - I like your attitude!
that really is a "traditional" usage of pin money!still if i hadn;t had it put by it would have had to of come out of our monthly income instead
The point is just as you said: because you had it put by, you didn't have to rely on or dip in to your monthly income! Or worse still, find that amount through credit!!!!:eek:
Pin money is as much an "emergency fund" as a goal target amount. Very well done, indeed! If you keep up the way you are going, you will soon recoup that money in the 4 months target you have set yourself. BRAVO!!!
Psst!!!! May I just add, while you may refer to your £44.78 as a "quiet month", trust me, some others would bite your hand off to be able to have actual savings of even 78p! Believe me, lady, you're doing GREAT! Don't put yourself down by assuming that £44.78 isn't anything to boast of - I think you are a classic example of a pin money success!! Keep up the good work! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PMS Pot: £57.53 Pigsback Pot: £23.00
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Refund of mortgage payment £227.99
Car Tax refund £27
Dividends £18
April Household Total :£272.99 :beer:
But had a quote for the central heating of £4800 :eek:
So guess where all the pin money is going. Yes to be able to have central heating put in later in the year.
As we moved we did have refunds of council tax etc but we had to pay extra council tax and insurance etc. So I have not included them.
Yours
CalleyHope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin0
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