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April Pin Money Challenge
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My PIN mony got a big boost with the end of the financial year and my interest being applied to my ISA, have been saving money for our wedding in it for the last 2 years and got nearly £80 in interest! Am really pleased cos wasn't expecting anything near that!Total Debt (27th Nov 08) £16,707.03 Now £5,102.72Debt Free Date [strike]Nov 2012[/strike] August 20110
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Thanks to my inability at remembering which month we're in, my virtual pin money has risen by £33.83 today. I budgeted for my water rates direct debit to start last month, but after checking my latest bank statement I've realised the first payment starts this month
So rather than fritter it away like I would have done a couple of months ago it's gone straight towards my credit card bill :j
Use words that are soft and sweet in case you have to eat them.0 -
Another £6.61 saved in Tesco :jBulletproof0
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Wow - I won £22 on our work bonus number lottery this week!!! Straight in to the 'fund'. Didn't tell my partner (naughty I know, but I'm really really trying to build up my own stash of cash!) :j0
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Today i received £9 in my bank account for doing a few surveys.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Another £2.50 added from making my weekly petrol stretch an extra day.0
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Rose999 wrote:Another £2.50 added from making my weekly petrol stretch an extra day.
. I've also stopped 'popping' into town and have become more organised by only driving in when I have a list of things to do or buy so I'm sure I must have saved quite a few pounds in petrol and wear and tear :j
Use words that are soft and sweet in case you have to eat them.0 -
How could I have missed this thread before! Now I am definately not going to get any work done this aft! I love this website
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Anyway, have worked out my virtual 'savings' for today.
1. About 50p for 'accidently' phoning Barclays on the wrong (freephone) number so I could get transferred to a personal banker.
2. 50p by getting my chocolate hit from the free biscuit selection in the staff room.
3. £30 because I got some much needed debt paying off inspiration from MSE and booked another shift with the catering agency I have my extra job with.
4. £1.20 because have decided to get the bus home from the free show (TV audience) my friend has got tickets to see.
so thats £32.50
I may have to go home this eve and buff my halo
Am defo going to have to run up a pin money list next time I am feeling like falling into the big black debt hole of despair (usually happens on friday when all my friends are planning on hitting the town and I am going to work or facing the prospect of another evening huddled round a pint of tap water while eveyone else sups their flashy cosmo's - am I bitter- no! not with MSE's help!)
I've made my debts bite-size too depressing to look at all at once so am handling them one at a time - first up Graduate Loan £1720 paid off! only £280 to go!!!
Money to raise for tuition fees: £3000
When you get to the end of your rope, tie a knot and hang on!!0 -
Challenge for month = £100.00
April Week 1 Total = £36.76 (£21.00 extra income Mystery shopping, £15.76 grocery shopping).0 -
*leans over to buff Eliza's halo so she won't have to wait all day to SHINE*
Well, I'm having a little :j because I had to go shopping today (been avoiding it like mad).
I have saved on my spending today ....
*drumroll please* ....
£47.29
Now that is the *actual* savings after bogof, coupons, specials - I have yet to work out the *virtual* savings because most of my purchases were reduced/sale and I don't want to lose sight of that.
Rose999 - good point about calculating petrol savings, I'd missed that! Must make some further calculations now
I love reading how you are all doing - and you really are all doing great! I'm gaining good ideas too!~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PMS Pot: £57.53 Pigsback Pot: £23.00
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