April Pin Money Challenge

Queenie

nicki wrote:

...... and OH will have to give me the money back by the end of the month otherwise we can't buy his sister an engagement gift.

If money is as tight as it sounds ... instead of buying an engagement gift, can you make/rustle up something "unique" and "personal" = priceless?

Some thoughts:

• write a small, sentimental poem about them, print it out in a fancy font and frame it with a frame you nab from a charity shop?
• copy a fav photo of the couple and frame it?
• cross stitch a sampler with the date and their initials?
• make a "Brag Book" style mini album with some photo's and a brief outline of their history together (ie: how/where they met; first date; funny moments)?
• make an "Apology Goblet"? (They suggest having it engraved which can be pricey, instead, hunt down a pretty glass and simply add the label)
• make a "Unity Candle"?

When money has been especially tight in our family, we've resorted to humour rather than cost or a gift of sentiment.

Queenie

Adding another £30 to my virtual savings - I won't be getting it immediately, but as soon as it materialises then I can transfer it to my PMS

How? Well, a certain mobile phone company has twice promised and twice failed to rectify a mistake. Today's operator was using the "broken record" technique on me and I was using it back - which I think took her by surprise - anyhow, after much if-ing and oof-ing she realised that I was (of course!) right, so she tried, bless her heart, to see if there was another way around the protocol to remedy the error. As promised she phoned me back; sadly, the upshot remained the same though; I gave in, graciously, then she took the wind out of my sails and stated that, to compensate me for the problems, she would be adding a £30 credit to the account! :j It wasn't what I was striving for and I will get the mistake rectified, which is all I wanted, so this is bonus Hehehe, dh is well impressed - especially when I worded it as: "I earned £30 for 20 mins work today"

catznine

That's great Queenie well done! I have recently had a phone call from my mobile company as my contract is up for renewing. I didn't want a new phone as at my age I am still learning how to use the one I have got and I am very pleased with it. I also have no need for extra messages etc as I barely use phone, just for emergencies and a few texts to my family, so she then offered me £10 a month off my monthly rental! So that brings my bill down to £3.99 a month if I stick to the package I have now - no problem as I don't always use my alloted calls and messages as it is!

So I guess this month I can add £10 to my pin money!

Galtizz

Yey, £10 to PIN money account today for getting my MIL signed up to Talk Talk. Will also save about £8 :eek: a month as she only had a mobile before and we had to ring her on that. Now it's going to be free :j She also gets £10 and she saves money on phone calls - so good all round.

moggins

I've just realised that my pin money is going to be a lot more than I anticipated this month.

I've won £20 of Rachels Organics vouchers (along with some other stuff) so they will be used when I do the Tesco shop, and I also won some mens diamond earrings which I have sold to the ex for £25 and 2 trailer loads of horse manure.

So that's £45 in the PMP already

Katgoddess

I'm going to join this challenge, as I need a kick up the bottom to get me to start saving!

I live with my parents, and have no debt so why can't I save? :mad:

Anyway its a big month April. :j :j

Profit Share £435.00 This will be virtual as its going straight into my new car fund as I've recently passed my driving test. :beer:

Payments from Ebay £18.00

Refund from Barclaycard £12.88 Apparently I did a balance tranfer 2 years ago which entitled me to 2% cashback of all purchases for 2004. I wished I'd read the small print because I would have used it more. :mad:

Interest on Current Account £0.05 Never had that much before, must be doing something right.

ING friends referral £10.00 Now have a nice account called Pin Money, as well as a Rainy Day account with a standing order, and a camera savings account. :rotfl:

Virtual Savings: £475.93
Actual Savings: £40.93

Am expecting a payment from Amazon later in the week and a refund from BT soon.

Am I doing this right...?

furrypig

moggins wrote:

I've just realised that my pin money is going to be a lot more than I anticipated this month.

I've won £20 of Rachels Organics vouchers (along with some other stuff) so they will be used when I do the Tesco shop, and I also won some mens diamond earrings which I have sold to the ex for £25 and 2 trailer loads of horse manure.

So that's £45 in the PMP already

well done on all your winnings Moggins!!:D

I never win anything!!

moggins

furrypig wrote:

well done on all your winnings Moggins!!:D

I never win anything!!

LOL, that's nothing compared to the last three years

I only kept a spreadsheet of my wins for the first year but in that year I won £9000 worth of prizes

I must get back to some serious comping again soon.

omega_2

WOW, moggins!!

Katgoddess - from my standpoint, you are doing brilliantly!

Just my April goal today = £100 worth of savings.
I’m hoping to divert £25-30 of my PIN money savings to cover personal spending on a trip abroad next month to see the inlaws. The rest will be swallowed up with extra debt repayment.

Mrs_Thrift

I thought I wouldn't be able to join this challenge, as I struggle to stay within our budget and if there's any money left over in any budget "pot" it tends to just get moved around.......but.......I've realised that I DO have virtual PMS, so can join in with that!

I'm just about to post a cheque to overpay £500 on our mortgage, saving us about £28, so that's my first virtual PMS. :j