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Two Pennies Left

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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Karmacat wrote: »
    Hiya :hello::hello::hello:

    Once I bought a digital camera, the number of photos I took increased by a factor of about a thousand :)

    And absolutely, a trip away isn't for writing, its for getting new material, hurray :)

    I get emailed links for free kindle books, and one of them was the very simple story of an American who went au pairing in 1979 ... I could do that! Interestingly, she still works at promoting it, 5 years after she wrote it - this writing lark just keeps on going :)


    When I first started writing I wondered if I'd have enough ideas but they just seem to keep coming. Being of a certain age I have plenty of past lives to draw upon too :rotfl:
    Goldiegirl wrote: »
    I posted a reply to this thread, but it seems to have disappeared - but the gist of it was welcome back, and I'd love to see your travel pics when you get a chance


    Yay! Goldie's here too. Just been reading about your recent adventures - looks like you had a fabulous time. My holiday was a river cruise and my first cruise of any type ever. Think you're right, they are addictive - I want to do another one now :j
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 April 2016 at 9:03PM
    Mr F has got a bonus! :j :j :j We weren't sure he was going to get one this year. It's based on the overall company performance and entirely discretionary. Last year it was paid in March and, as it didn't appear in his March salary payment, we'd assumed it wasn't going to be awarded this year. I'm so pleased, he's worked so hard and deserves a pat on the back.

    This changes the financial plans a bit, we'll be able to:
    • bring the rainy day savings back up to 100%
    • pay the remaining 50% on my birthday jewellery
    • buy a few gardening items we need
    • put some money aside for wedding expenses
    • treat Mr F! I think he should have something fabulous :D
    On a more mundane note:
    • I managed to get all the remaining holiday clothes washed and dried on the line today
    • baked Broccoli and Tomato Quiche for lunch to use up some of the lovely fresh green broccoli that came in my veg box this week. Mr F is away this week so that should see me through a few days
    • found a new recipe for using up pastry scraps - Oat Biscuits. Really quick and easy and delicious. I've included the recipe below in case anyone's interested. Works for ready made pastry too
    • broke the back of the ironing pile
    • last night's Sausage & Bean Casserole for supper with mashed pots - yummy.
    I hope everyone's had a good Monday.


    Fortune x


    Oat Biscuits

    Weigh the pastry scraps
    Add the same weight of oats
    Add half the weight of butter
    Add half the weight of caster sugar


    Mush everything up together in a dough. Roll out and cut into biscuits. Bake in the oven at 180 fan for 10 to 12 minutes.
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Happy Bonus Day! What a nice feeling.
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • rtandon27
    rtandon27 Posts: 5,726 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Welcome back Fortune!!! :j

    So good to hear from you again!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Great that you came back to good news.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello lovely visitors and thank you for the kind messages.


    Today I have finished ironing the holiday washing :T Now I just have to clean the house :rotfl:


    In other MS news:
    • shopping was delivered - 4p over budget
    • Mr F's new lawn mower was delivered. The old one died on Sunday after 19 years and was beyond repair. J0hn L£wi$ had the best price for the model we wanted so no cash back but we do get double points on the credit card
    • work called to book me in for a tour on Friday
    • had a wardrobe clear out. Lots of things to go to the charity shop and a couple of items for fleabaying
    • leftover quiche and sausage casserole for lunch and supper.
    Well and truly back to domestic bliss now.


    Sleep tight


    Fortune x
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome back FS :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Gave our bedroom a good spring clean yesterday and discovered evidence of carpet moths under the bed :eek: Some eggs and cocoons :eek: The Dyson has never been worked so hard. I can't see what they've been eating though, there are no holes anywhere. Hope I'm not in for a nasty surprise sometime. So...
    • placed an order with Lak£land for moth treatment plus a few items from my 'needed in the kitchen' list
    • checked the veg box order and found that an item had been replaced (hate it when that happens). Had to add it back in as it's critical to the meal plan for this week - I'm now £3.24 over budget on the grocery shopping
    • Quiche for lunch (again) and a cupboard supper of Pasta with stuff
    • gave myself a little bonus (only fair if Mr F has had one) of an acrylics starter kit. Thought I'd give them a try and maybe paint some of my holiday photos.
    I have sorted out one day of my holiday photo's - it took all morning :rotfl:Here's a taster...


    Have a good day all


    Fortune x


    Angkor%20Wat%20Cambodia_zpszf3hkdu5.jpg
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh I like that :) thanks for posting!
    2023: the year I get to buy a car
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