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Two Pennies Left

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  • Wow fortune sounds lie the commissons are rolling in!

    My cabbages heve been brutalised this year but not the pak choi, however its nice to see so many butterflies about.
    Trying to shift that debt!
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done on finishing the painting :)
  • The endowment money has been shuffled and allocated so I thought I'd have a recap on our goals for the year


    • Overpay Mortgage - we have now paid 70% of our original mortgage :j
    • Home Improvements - really pleased with progress. Lots of items purchased, large and small, and we've decorated a room
    • Emergency Savings - target reached :T I've now added an amount to my original target though to cover our contribution to the wedding. Currently we've saved 74% of the new increased total
    In light of progress, Mr F and I are thinking we could stretch to a holiday over Christmas. I'll think on that.


    Having been away all week with work, Mr F is now away all weekend on a 4x4 jolly! Actually, it's nice having a little quiet time working to my own agenda. I feel a Bake Off catch up coming on :rotfl:


    Have a good weekend all


    Fortune x
  • Fantastic progress FS, and lovely to read! x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Hi Fortune. Lovely to read about the progress - Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • beanielou
    beanielou Posts: 95,754 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awesome progress :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • So much positive news Fortune :D:T looking forward to the *reveal* of the commissioned painting - when you can of course, not before ;)


    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £268.51/£300 
    Non-food spend August 2025 £15.55/£50
    Bulk Fund August 2025 £13.50/£10 
  • Just catching up on everyone's diaries and wanted to pop in and say well done!!!! You are making incredible progress!! Hope you are feeling ultra pleased with yourself because you should be! you are a true inspiration! :T
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • Thanks guys. Very happy to be moving in the right direction.

    Today I have ticked a few things off my list:
    • ordered an organic fruit and veg box delivery from Ab£l & Col£. It's something I've been considering for a long time and, with the offer of a free recipe book and my fourth box free, I've gone for it. You get to see what's planned for your box quite a way in advance so I'm planning to base the meal plan around whatever's in there. I'm hoping this will help me to use seasonal, local produce and try things I wouldn't usually. Cavolo nero anyone?
    • did the Waitr0$£ shop but reduced my budget to take into account the veg box cost. Should come in slightly under
    • did a little PTFA work
    • did a little housework. I'm trying to do a bit each day to keep on top of things
    • tidied up the Jag photos and sent them off to the customer so they can choose the one they want to have painted
    • painted and submitted a Branch logo for my local WI. They are having a competition. If you'd like to see it it's on my FB page here https://www.facebook.com/BeeGardenArt
    • made Gnocchi with Gorgozola for supper from the meal plan
    Mr F is off again early tomorrow. He's been away so much recently that my friends have suggested I might have buried him under the patio :eek: He hasn't annoyed me that much yet but a few more Landie parts turning up in my kitchen appliances might do it :rotfl:


    Happy Monday all


    Fortune x
  • Yum, cavolo nero :drool: this is my favourite cavolo nero recipe!

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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