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Thanks for all the comments guys. Apologies for the delay in acknowledging - I have a nasty bout of bronchitis. I have now given in to it and this is my 3rd day in bed. It feels like such a waste of time but I know I will only get worse or be ill for longer if I don't give myself a break.
Despite being ill I do feel very lucky. I have the luxury of taking to my bed and not having to struggle on through work or child care. The heating is now on auto and the house is beautifully warm and cosy. Mr F was away on Tuesday and will be again tonight but across-the-lane-neighbour is on hand if I need anything.
On the MS front:- being ill has curtailed any spending and I've cancelled our social plans for the weekend too
- the job Mr F was being headhunted for has been given to an internal candidate. However, the company like his CV and would like to consider him for another senior job that is coming up. So we'll wait and see. Mr F is already in a well paid job that he enjoys and wasn't looking for another job so he isn't disappointed
- we've heard from the FOS. Nati0nwid£ have not responded to their recommendation! Initially I was appalled by this but the FOS think it's likely to be an oversight. They have chased Nati0nwid£ and given them a further 21 days to respond. It just feels as though they are continuing to treat us shabbily and we are disadvantaged further because of the delay
- we are considering cashing in Mr F's With Profits Plan early. The company have written to us to say they will not be paying annual bonuses from now on and the final bonus is not guaranteed. It may be more cost effective to pay the money off the mortgage. We are crunching the numbers at the moment to see what's best to do.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Sorry to hear you're poorly Fortune, keeping snuggly and get well soon xMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
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Hi Fortune, take it easy and enjoy snuggling up in bed. Be gentle and kind to yourself and rest
Thinking of you
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
I hope you are feeling better soon FortuneSave £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Get well soon Fortune
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you're feeling better now Fortune?Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Hi, how you feeling?
Isn't it lovely when you have nice neighbours to help out on stuff. When my OH was away they were all fab at looking out for me, helping with dogs etc. Makes me never want to move!Mortgage starting balance 2011 ... £170k today £1.5k
Savings: £3k
Aim: 100k by Dec 20210 -
...just! I managed to get to art class today - didn't want to miss any more as I've already missed 2 through illness and they work out at about £10 a go :eek: People had asked for more time to work on their animals from last week so my Highland Cow sketch didn't go to waste after all. He's not quite finished so I'll let you see him when he's done.
Nothing much to report on the MS side. Being ill is great for not spending. Did do the weekly shop today which should come in about £12 under budget.
Mr F is away tonight so I had leftover Meatballs with Spicy Chipotle Tomato Sauce with rice http://www.bbcgoodfood.com/recipes/1841647/meatballs-with-spicy-chipotle-tomato-sauce. And nice and spicy it was too.
Thank you for the well wishes - it was lovely to get them and they really cheered me up.
Take care
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Glad to see you're feeling better Fortune x
Might try that meatball recipe, chipotle is my favourite thing at the minute!! yum..Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
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