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My debt free diary.
Comments
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hannahroberts1985 wrote: »:wave: Morning,
Thanks for the support guys really helps. BF is really good and we do watch a lot of films etc together. Just need to get used to not popping out and spending money in supermarkets. Aiming for a 3 cigarette day today my boss is in and he's always how shall I put this....challenging :rotfl: I will only be more annoyed if I smoke more because of him thought.
Should be a NSD today.
xxxx
P.S I WANT TO BUY CLOTHES LOTS OF THEM AGHHHH :eek::eek::eek: thank god I changed the pin's on the CC's!
I know how you feel. When I went clothes shopping for work clothes I was so tempted by everything else that wasn't suitable for work. If I had my credit card in my purse I may have bought another item or two, but because I don't have that much left in one overdraft I wasn't able to. I had enough to buy clothes, but I would have had to transfer money from the other overdraft to cover the rest of the expenses this month!
Sounds like you're doing well still on cutting back on smoking. Just think of how much money you're saving doing it. Think I could spent this fiver on a top in Primark lol.0 -
hannahroberts1985 wrote: »:wave: Morning,
Thanks for the support guys really helps. BF is really good and we do watch a lot of films etc together. Just need to get used to not popping out and spending money in supermarkets. Aiming for a 3 cigarette day today my boss is in and he's always how shall I put this....challenging :rotfl: I will only be more annoyed if I smoke more because of him thought.
Should be a NSD today.
xxxx
P.S I WANT TO BUY CLOTHES LOTS OF THEM AGHHHH :eek::eek::eek: thank god I changed the pin's on the CC's!
If you have that urge next month set aside a budget of £20/30 and go to a few charity shops in a nice area and get a few items. I have had days where I was lucky and got a few bits and then days where I didn't find anything. It helps with that urge to spend your just spending less x0 -
:wave: Afternoon,
Thanks for posting guys really helps :j
Kept myself busy all morning and haven't smoked yet :j Working tonight so will see how that goes on the smoking front.
NSD again today :j The smoking has taken my mind of spending money.
If Oops I mean when I quit next month I may treat myself to a mini shopping trip with the tobacco money i'll of saved or a hair cut.
Had a banana that had gone a bit bad and instead of throwing it away turned it into a face mask and had a big bath :T
Hope you've all had good days xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
:wave: Afternoon,
I haven't smoked for 1 day 20 hours and 51 mins :j Been keeping my self mega busy to take my mind of it so the house is spotless.
Had a friend round for lunch she's vegi so we finished off the rest of the quorn chilli from the other night.
Just having a cheeky brew before work. Will see if I can make it 2 shifts with out a cigarette. :j
Tomorrow will be a spend day. Going out for a friends leaving do. Picking up a few friends after work then we're going to drink at mine then go out late. I have £53 left of my entertainment budget left. Will try and only spend £30 :j Meaning I could actualt make it till pay day on friday and have money left :j
xxxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Well done Hannah, sounds like you're winning on both fronts! :jDebt free (finally) and saving a deposit for my first home.0
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:wave: Morning,
2 days 16 hours :j
Was planning on getting up early to pop and buy a top before work for my night out tonight. Decided the spent the extra half hour drinking tea and on the forums and not buy a top. I have loads of clothes and need to remember that I dont need a new outfit everytime i go out!!!!
xxxxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
well done you, that must of been hard, I know I probably would have caved and gone shopping. Hope you enjoy your evening out. RKxLBM 6/8/2012:T. Debts to clear: :eek: CCs x 5, OD x 3, Loans x 2, Mob phones x 2, Home shopping x 2 = Total £ to follow. Debts cleared 2012: Amigo/FLM, Sister. Total cost £2783.35. Xmas 2012 savings wanted: £970/£130 saved so far. Debts cleared 2011: Home shopping x 3, DCA x 1. Total cost £ to follow. Official DFW #1435.
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:wave: Morning,
Slightly hungover but nothing to bad. I also smoked 1 cigarette while drunk :eek: Last one ever though I promise!
Awful day yesterday had to meet up with my boss and he told me he was moving me. I work in a restaurant and there is a few of the same chance where I live. He told me i'm moving to the same one as my BF! Meaning I will be his boss!!!!! I'm realllllly F*** off with my boss! Can beleive me would put me in that situation. I asked him how he would feel if someone told him he'd be working with his wife and he said he'd hang himself! After the meeting I call BF and he's not happy either. Had a bit of a chat with him and we'll have to just work it out and if it doesn't work he will have to move stores as in my position I can't choose to move. Just worried it's going to cause damage to our relationship. Not money related I know but just needed to rant.
The good thing is the restaurant is the same distance from my house and the one I work at at the moment so no more petrol needed. He could have moved me to one where i'd have to drive an hour each way and that would have screwed up my money plans big time.
So had £53 in my account. Spent £30 on my night out but have a few quid left in my purse. Caved and brought a new top after crying all afternoon I needed sometime and I don't feel to bad beacuse it was from entertainment money. So £16 on that. Having a few girls round later for a girly film so will pop out and spent the change in my purse on popcorn and chocolate! Then wait for payday again :rotfl: Only 3 days away. :T It's been 2 months to the day I started my diary. :T
xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Hey, you make me laugh. i too am addicted but only to chocolate, i really need to cut back as it keeps me awake at night. dreaming, never nice dreams either.
im still being positive, making a little on the old ebay and sold a very old laptop to give me another little cash pot again this week,
i still got ebay items listed and ive roped two of my four sisters into donating me some ebay items so will be interested in what they bring round. all for my holiday fund money. hehehe. im putting in place a food budget for oct. so have accumilated some recipes etc to help us cut down on money and see if i can save some too. carry on regardless and dont light the bosses touch paper lol x.0 -
Hey Hannah
Hope you can sort your job out or it doesn't get too awkward with your boyfriend.
Don't sweat one ciggy when drunk, I know some ex smokers who have a cigarette when drunk, ones who haven't smoked for years.0
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