My debt free diary.

Sharon87

Whenever I'm travelling distances I always make sure I take at least a bottle of water.

Have you tried using saynoto0870.com before? If not try and see if you can find a non 0845 or 0870 number using that, just type in the company name or the number you have. Then you can use your inclusive minutes or it might bring up an 0800 number (which you can use 0800buster on your mobile, Google it to find the number)

hannahroberts1985

Hey :wave:

Good idea with the 0800 website just had to call argos but their number wasnt on there will defo be using it from now on though. :j

So yesterday was pay day and i'm poor already :mad: out of the £160 I give my self for food petrol and fun I've got £109 left :eek: had to put £59 petrol in the car for the trip and used it all. Going to be a tough couple of weeks. I need to buy food and petrol hopefully will do on £20 each which leaves me £69 entertainment money boo. Going to a nice play about an hour drive away today with some friends for a picnic as I have no food in what so ever will need to grab a sandwich or something on the way and tomorrow night we're going out in town for my friends passing out from the army. Will try and keep both spends to a minimun so I at least have a little bit of money left for the next 2 weeks.

Paid £50 of both CC's and £15 of argos not much but with the big phone bill and the £59 :eek: bank charges and had to put new wipers on the car it's all I can physically afford. :mad:

Getting worried BF is annoyed at my being poor all the time but must try to stay positive and make sure we do things that are free and stillf fun :j He's so used to me caving in when he wants a takeaway or to pop out for lunch. This pay day I can't even afford to but nice food to cook him Booo!

Anyway need to stop stressing about money it won't make it magicaly appear in my account so no point in worrying :rotfl:

Off for a shower then for a chilled out day in the sun :j

16 days till pay day ha ha and again the count down begins

hannahroberts1985

Morning :wave:

Had a good day at park yesterday. I did manage to get bitten 5 times though :mad:

Took £30 out of my bank only spent £3.50 lunch inc bread for the ducks :j So I have £26.50 cash in my purse for tonight. A friend is picking me and BF up and we are going to have a few drinks at hers before we go out so should hopefully be able to last the night without taking more money out.

Also went food shopping yesterday managed to only spend £18 :j I think I have enought food to last until next payday just made a brew thought and noticed i'm running a bit low on t-bags so may need to grab some at some point.

Gonna chill for a bit and watch some tv then have a tidy and clean then spend the afternoon pampering myself :j

hannahroberts1985

Morning, Not to hungover :j Just a small headache to try and shift.

We stayed at my friends house till pretty last so didn't need to spend much in town on drinks. Everyone went to a club about 12 and me and BF didn't really fancy it. I didn't really fancy the club they went to especially at weekend eugh to many people.

Only spend the money I had left from my £30 :j Still had £10 when I got home but BF realllly wanted a dominos so I gave him the rest of my money towards that.

Going to have a big sofa day today as it's my lasy day off back at 5.15 am tomorrow. Today should be a NSD. It's my friends birthday today but I'm not seeing her till maybe tomorrow or monday. I'm going to bake her some cupcakes and will have to get her a gift at some point not sure what yet though.

xx

hannahroberts1985

Productive day today. Wasn't planning on moving of the sofa but it was sunny so me and BF did some gardening. We needed a few bits so popped to B&Q all from the house account though. Also popped to T K Max as BF needed new gym gear I was good and didn't even look at any clothes. It was hard thought

Just need to keep thinking one day (hopefuly april 2012) I will be able to spend money guilt free.

Still annoyed about the bank charges but at least next month I won't have any.

Showered and tucked up in my PJ's already. Booo I hate the last day after a week off. Just about to eat my left over pizza from last night and watch Sherlock Holmes.

13 days till payday :eek:
xx

hannahroberts1985

Sooo back at work

Went to Asda after work to pick up a card for my friends and needed a few bits for the cupcakes so spent £5. Baked her cupcaked and decorated them :j Feeling ill as I ate a lot of raw cake mix made etra cupcakes for me and BF but I don't feel like eating any oops.

Still need to get her a present thinking I may pop to somewhere to pick up some nice PJ's as she is pregnant so will be doing a lot of chilling out. Then off for tea with her hopefully she picks some where cheap.

xx

hannahroberts1985

Soooooo busy day. Had a nice time at the pub with my friends took £20 and only have £5 left in my purse I have £10 left in the bank and thats it till pay day. Boooo! Always seems to be something that requires my money: this pay pay petrol for grandad visit and birthday presents this time. Must plan better. Could do with a payday without any plans so i can store some money away. If i'd of had a my credit car with my today i'd of probably thought F*** it and brought my friends birthday present on that but I didn't :j Managed to find some PJ's in her style in the sale and got a few face packs etc so she can pamper herself. Spent £8 in total plus the cupcake money. I'd normally spend £30 on a birthday present :eek: my poor friends hoping that the homemade cupcakes make up for the lack of cash splashed :rotfl:

£15 petrol in the car should last fingers crossed.

At this point of the month i'd usually spend all the money i'd paid of my CC's and that was the circle I was stuck in. I'm hoping this gets easier:mad:. It is nice knowing that their not at the limits thought :j Need to find alternative ways to entertain myself. My friend is free on thursday and friday so I told her i'd pop over and see her and her daughter. Worried about petrol aswell. May need to reconsider my petrol budget as i'm always worried if I go anywhere other than work that i'l run out.

Babbling now.

10 days till pay day :eek:

If I keep this up it'll take another 41 pay days :eek::eek::eek::eek:

hannahroberts1985

NSD yesterday :T

At a meeting today (there usually involve popping to the pub after so will try and only spend the change in my purse)

9 days till pay day :j

hannahroberts1985

Morning :wave:

Spend the money in my purse on drinks at the pub. Still have £13 left in my bank :eek:8 days till pay day :mad:

BF cooked dinner the last 2 nights and i'm off wrk today so guess it's my turn. I'm thinking about making pies I with the left over pastry I froze. I have quorn chicken and a mushroom sauce i'd need to buy mushrooms and chicken for BF also some little dish's to cook them in seperatly also need T-bags. May venture to morrisons in a bit. Think will mean I'm poor till next friday thought. Days off with no money are boring. Gonna watch some rubbish tv, tidy and clean a bit and play with the kitten :j

At the pub last night I was talking to a friends who's just paid all her debt off. I didn't even know she was doing this. She went into CCC 6 years ago and has just finished. She said it feels great. Luckly mine won't take this long and I had my LBM before it got bad enought to need CCC :T

xx

hannahroberts1985

Hey :wave:

Spend all my remainding money in morrisons yesterday. Pie and mash for tea turned out ok can't figure out why the puff pastry didn't go really puffy. I have enought left to make the same again tonight so make google how to make it work better. Also brought butter and cheese and have just popped some cheese scones in the oven. I know it'd of been cheaper to buy a pack but I like cooking :j. Have enought left to make another batch next week aswell. Not up to much today going to chill and pamper myself untill BF gets home about 5 then make pie again and probably watch a film.

Pay day in 7 days :j