We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My debt free diary.
Comments
-
:wave:Hey,
Not much to report on a money front. Spent my last few pennies of beer for last night. Watched a film with friends and had a few beers. Didn't smoke and it was really easy :j.
BF took me to Nandos for lunch today. Had a chat about working together and have agreed that we'll try to not let it affect us but if it doesn he will as to move. I feel awful putting him in this situation but I have no choice and if I cause a fuss about it it could affect my future career.
Got a voucher for a free Graze box so have sent off for that :j Will cancel as soon as it arrives on Sat. If anyone wants the code let me know :0)
BF just gone to work so gonna have a chilled out evening on my own with some tv a bath and maybe a cheeky glass of wine.
Payday tomorrow :j Will pay all bills before work then update sig :Temergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
Ahh what a week you've had! But at least you've talked it through, there is a plan if thigs get difficult.Debt free (finally) and saving a deposit for my first home.0
-
:wave:Morning,
Pay day today :j All money split out and paid off bills etc. Sig updated. I think next payday I will be able to say bye to the argos card :j
2 days 10 hours a nd 5 mins since my last cigarette :j
Hope everyone has a good day xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
hannahroberts1985 wrote: »:wave:Morning,
Pay day today :j All money split out and paid off bills etc. Sig updated. I think next payday I will be able to say bye to the argos card :j
2 days 10 hours a nd 5 mins since my last cigarette :j
Hope everyone has a good day xx
Well Done on the debt and the Ciggie front :T
You may be lucky and clear it this month
0 -
:wave:Evening all,
Not much to report today. finished work and as it's payday decided to treat myself to something nice for tea. Popped to sainsburys it's next to where I work and got a Pizza express pizza and some white choc cookies all for £2.50 :j I'd of usually spend £10 on tobaccon on a payday but don't need that anymore so more free money to treat myself with :j
2 days 21 hours and 32 mins :j
Not much else to report off to munch on cookies then get tucked up for my early start tomorrow.
Off food shopping after work tomorrow will stick to my £30 budget have £10 toiletry budget but not sure I need anything may move this into my savings for when I do need something. xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
-
That's a cool ticker, if only I remembered how much debt I owed when I started this time around.
So 3 days without ciggies? That's good, those are usually the hardest I've heard.
Good call on the pizza express pizza, I tend to only go for those (when they're on offer of course) I'm not a fan of most other supermarket bought pizzas!
Right off to update my diary now! lol.0 -
Well done on the smoking! :j That's great news, just don't tell yourself you can have just one, that was my downfall and I was soon back in the saddle. I smoke like a chimney, I've decided cutting back isn't for me and have set a quit date for next Friday :eek:, as most of my stressful work should be done by then. Just going to go cold turkey and flush the rubbish out of my system.
Hope you have a lovely weekend.
BC xTotal Debt 21st October 2012: £11737.03, Total Paid: £0Consists of real debt: £5737.03 and preventing future debt fund: £6000.
PFD is to let me have a shot at my dreams when I graduate without digging myself back into a money black hole.0 -
:wave:Hope everyones had a good week.
4 days 19 hours 2 mins without a cigarette and £10.28 saved :j
Petrol and food shopping money all spent. Was in a weird frame on mind when I went shopping and ended up with a load of sweets. I think I have enought dinner food in to last till next payday.
£96 left of my budget + the £25 of my bonus I saved for our anniversary so have £121 to spend in total till the 14 th. Off work thursday and friday with BF going to go to a zoo somewhere out for a nice meal and a few drinks in the evening then prob see if theres any films on and go to the cinema friday and maybe lunch :j Should be a good time but I will prob blow all my money. but hey ho will be worth it to chill out with him for a few days. Plus I don't have anything else planned for the other days and i'm working till payday.
xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000 -
:wave:Morning,
Not much to report couple of NSD's
6 days 12 hours and 28 mins without a cigarette and £13.99 saved :j
Must be more motivated today sat around all day before work and felt horrible all evening. Will at least have a quick shimmy round the house and put some washing on! I have to do it now i've typed it:rotfl:
Hope everyone has a good day.
xxemergency fund:£179/ £1000 Uniform/car fund:£
boys savings £
Christmas £60 bday £40 holiday £
Family loan £7000/£5425
Credit Card 0% £2015.32 eon £435 overdrafts £1500/£13000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
