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My debt free diary.

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Comments

  • :wave:Hey,

    Not much to report on a money front. Spent my last few pennies of beer for last night. Watched a film with friends and had a few beers. Didn't smoke and it was really easy :j.

    BF took me to Nandos for lunch today. Had a chat about working together and have agreed that we'll try to not let it affect us but if it doesn he will as to move. I feel awful putting him in this situation but I have no choice and if I cause a fuss about it it could affect my future career.

    Got a voucher for a free Graze box so have sent off for that :j Will cancel as soon as it arrives on Sat. If anyone wants the code let me know :0)

    BF just gone to work so gonna have a chilled out evening on my own with some tv a bath and maybe a cheeky glass of wine.

    Payday tomorrow :j Will pay all bills before work then update sig :T
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • Ruby789
    Ruby789 Posts: 312 Forumite
    Ahh what a week you've had! But at least you've talked it through, there is a plan if thigs get difficult.
    Debt free (finally) and saving a deposit for my first home.
  • :wave:Morning,

    Pay day today :j All money split out and paid off bills etc. Sig updated. I think next payday I will be able to say bye to the argos card :j

    2 days 10 hours a nd 5 mins since my last cigarette :j

    Hope everyone has a good day xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • :wave:Morning,

    Pay day today :j All money split out and paid off bills etc. Sig updated. I think next payday I will be able to say bye to the argos card :j

    2 days 10 hours a nd 5 mins since my last cigarette :j

    Hope everyone has a good day xx

    Well Done on the debt and the Ciggie front :T

    You may be lucky and clear it this month :D
  • :wave:Evening all,

    Not much to report today. finished work and as it's payday decided to treat myself to something nice for tea. Popped to sainsburys it's next to where I work and got a Pizza express pizza and some white choc cookies all for £2.50 :j I'd of usually spend £10 on tobaccon on a payday but don't need that anymore so more free money to treat myself with :j

    2 days 21 hours and 32 mins :j

    Not much else to report off to munch on cookies then get tucked up for my early start tomorrow.

    Off food shopping after work tomorrow will stick to my £30 budget have £10 toiletry budget but not sure I need anything may move this into my savings for when I do need something. xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • Just saw this on someone elses diary.


    debt.png


    xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • Sharon87
    Sharon87 Posts: 4,011 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's a cool ticker, if only I remembered how much debt I owed when I started this time around.

    So 3 days without ciggies? That's good, those are usually the hardest I've heard.

    Good call on the pizza express pizza, I tend to only go for those (when they're on offer of course) I'm not a fan of most other supermarket bought pizzas!

    Right off to update my diary now! lol.
  • Well done on the smoking! :j That's great news, just don't tell yourself you can have just one, that was my downfall and I was soon back in the saddle. I smoke like a chimney, I've decided cutting back isn't for me and have set a quit date for next Friday :eek:, as most of my stressful work should be done by then. Just going to go cold turkey and flush the rubbish out of my system.

    Hope you have a lovely weekend.

    BC x
    Total Debt 21st October 2012: £11737.03, Total Paid: £0
    Consists of real debt: £5737.03 and preventing future debt fund: £6000.
    PFD is to let me have a shot at my dreams when I graduate without digging myself back into a money black hole.
  • :wave:Hope everyones had a good week.

    4 days 19 hours 2 mins without a cigarette and £10.28 saved :j

    Petrol and food shopping money all spent. Was in a weird frame on mind when I went shopping and ended up with a load of sweets. I think I have enought dinner food in to last till next payday.

    £96 left of my budget + the £25 of my bonus I saved for our anniversary so have £121 to spend in total till the 14 th. Off work thursday and friday with BF going to go to a zoo somewhere out for a nice meal and a few drinks in the evening then prob see if theres any films on and go to the cinema friday and maybe lunch :j Should be a good time but I will prob blow all my money. but hey ho will be worth it to chill out with him for a few days. Plus I don't have anything else planned for the other days and i'm working till payday.

    xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
  • :wave:Morning,

    Not much to report couple of NSD's

    6 days 12 hours and 28 mins without a cigarette and £13.99 saved :j

    Must be more motivated today sat around all day before work and felt horrible all evening. Will at least have a quick shimmy round the house and put some washing on! I have to do it now i've typed it:rotfl:

    Hope everyone has a good day.

    xx
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
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